CASE STUDY MAY 2007/2008

[abond0073]

Hi

IM looking at the APMV case study – 2007 & 2008
It is actually needed for the Investment strategy module, which Im working on

I have a few questions about tehse products – I d be grateful for any answers:

Universal life insurance: (non traditional life) do these have a surrender value? ( I think it said somewhere that most life insurance and accumulation producst have this)

Accumulation Annuities: Do these paya death benefit? Surrender value?

Equity Linked GICs – investment guarantee is clear.
Any life contingent paymenst? Death benefits? DOES IT HAVE SURRENDER VALUE?

Thanks

[Size17]

Hi

IM looking at the APMV case study – 2007 & 2008
It is actually needed for the Investment strategy module, which Im working on

I have a few questions about tehse products – I d be grateful for any answers:

Universal life insurance: (non traditional life) do these have a surrender value? ( I think it said somewhere that most life insurance and accumulation producst have this)

Accumulation Annuities: Do these paya death benefit? Surrender value?

Equity Linked GICs – investment guarantee is clear.
Any life contingent paymenst? Death benefits? DOES IT HAVE SURRENDER VALUE?

Thanks
There are surrender values, but it's not clear what they are. They decline 1% per year.