Course 5 D-ratio

[cmlarson]

This is a weird question but does anyone know what the 'd' stands for in D-ratio?

[Howard Mahler]

This is a weird question but does anyone know what the 'd' stands for in D-ratio?

I believe it stands for discount.

Howard Mahler

[joeorez]

Could it stand for distribution? The ratemaker is distributing the claim into a primary and excess piece.

[GefilteFish144]

Mahler's right. D-Ratios are used in workers comp to determine premium discounts.