bambi
11-08-2002, 06:08 PM
Oh, I did have a question. This is about the one question where there were subgroups and you had to analyze what would be the effect of including a fixed $ plan in addition to the fixed coinsurance % plan. I said that there would be anti-selection. But, I think my logic might have been backwards. Would it be that the "healthier group" would move to the fixed $ plan because they are healthier and they would think that they are getting more for their money. Thus, the unhealthy would stay in the fixed % plan because they are sick and are willing to pay more for coverage because they need it? I have this awful feeling I got it backwards. Any input? :shake: