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Just an advice to people taking this exam: Understanding isn't as important as being able to memorize and recall the formulas in the formula sheets.
I would get comfortable with all the formulas first before trying to get a deep understanding of the material. 
S0(x) = (k^2  x)^0.5/k
What is S30(x)? I thought it was [(k^2  x)/(k^2  30)]^0.5 but don't think this is correct. Is it [(k^2  x  30)/(k^2  30)]^0.5? 
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Future lifetime of a newborn is 30 + x, not x, so your 2nd expression is correct. 
Again, I highly recommend you just memorize the formulas instead of trying to understand them.
Almost everyone I know who has problems with this exam tried to understand concepts when they should have been memorizing formulas. 
The University of Michigan is known for having a strong math department.
You should crush this exam easily. I have a 470 SAT Math score, and I crushed this exam. 
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Your math degree is from Capital Community College, right? That's what your profile indicates. Just curious. 
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Where does it say that? 
Your profile says your college is Capital Community College. It does not say you got a math degree. Is it wrong?

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I'm not sure where he got the idea I majored in Math. 
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