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Search: Posts Made By: CowboyGuy
Forum: Non-Actuarial Topics Yesterday, 04:17 PM
Replies: 2,221
Views: 112,762
Posted By CowboyGuy
Anyone impacted due to today’s crash? All major...

Anyone impacted due to today’s crash? All major coins including BTC down 10-20%.
Forum: Careers - Employment 10-25-2018, 02:02 PM
Replies: 29
Views: 2,261
Posted By CowboyGuy
Unfortunately some terrible advice in the thread,...

Unfortunately some terrible advice in the thread, along with some good ones.

First of all, companies usually don't give promotion and raises mid-year. Its possible but its very rare. If you ask...
Forum: Careers - Employment 10-24-2018, 01:03 PM
Replies: 18
Views: 1,269
Posted By CowboyGuy
:lol: This thread is gold

:lol:

This thread is gold
Forum: Careers - Employment 10-24-2018, 01:03 PM
Replies: 18
Views: 1,269
Posted By CowboyGuy
lol

lol
Forum: Non-Actuarial Topics 10-10-2018, 05:14 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
That's right. I've heard of that issue from...

That's right. I've heard of that issue from people living in those areas. For cars, I'd think if you have a garage that can be avoided. I think windows and doors of those houses are made of things...
Forum: Non-Actuarial Topics 10-10-2018, 04:50 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
This is why I prefer something not directly in...

This is why I prefer something not directly in front of the beach, but rather a 2nd, 3rd or 4th row, that is on a hill and has a beach view. Although you don't fully avoid the blowing sand and stuff...
Forum: Non-Actuarial Topics 10-10-2018, 02:39 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
:iatp: There are amazing beachfront houses...

:iatp:

There are amazing beachfront houses in Ambergris Caye (Belize), Istanbul (Turkey), Puerto Vallarta (Mexico), Crete (Greece), Panama City Beaches (Panama)... all for in the range of $200k to...
Forum: Non-Actuarial Topics 10-10-2018, 01:44 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
One thing that I wonder is how a beach "house"...

One thing that I wonder is how a beach "house" different than a condo, studio, apartment and a unit... in terms of likability, higher occupancy rate, potential price appreciation, room for...
Forum: Non-Actuarial Topics 10-10-2018, 01:40 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
You could get a property management service and...

You could get a property management service and pay them 10-15% to manage the property for you while you get those sweet rents minus the fee.

If the location attracts a lot of tourists, property...
Forum: Non-Actuarial Topics 10-09-2018, 05:00 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
Which cities are you talking about? I'm seeing...

Which cities are you talking about? I'm seeing the east coast map of Canada and don't see any major cities on there.
Forum: Non-Actuarial Topics 10-09-2018, 04:57 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
Actually it doesn't have to be directly on the...

Actually it doesn't have to be directly on the beach. Even the 2nd or 3rd row would be fine as long as there's a view of the beach. So basically houses on a little hill area near the beach.
Forum: Non-Actuarial Topics 10-09-2018, 02:14 PM
Replies: 34
Views: 1,021
Posted By CowboyGuy
Beachfront property

Anyone here has one? Either primary or vacation/rental?

I've realized I feel more motivated when I set goals and this is one of mine for the next 5-10 years. It's a little crazy considering I'm...
Forum: Careers - Employment 10-05-2018, 11:29 AM
Replies: 50
Views: 4,517
Posted By CowboyGuy
Awww

Awww
Forum: Careers - Employment 10-03-2018, 11:55 PM
Replies: 50
Views: 4,517
Posted By CowboyGuy
Sometimes it doesn't get hurt if you don't get...

Sometimes it doesn't get hurt if you don't get promoted. But it really hurts if your peers get promoted and you do not.
Forum: Non-Actuarial Topics 10-03-2018, 11:12 AM
Replies: 18
Views: 506
Posted By CowboyGuy
They only report your transactions to IRS if the...

They only report your transactions to IRS if the number of transactions are greater than a specific number. I think that's 50. There's also a minimum amount. It has to be combined $25k or something...
Forum: Careers - Employment 10-02-2018, 05:21 PM
Replies: 50
Views: 4,517
Posted By CowboyGuy
:iatp:

:iatp:
Forum: Careers - Employment 10-02-2018, 05:06 PM
Replies: 50
Views: 4,517
Posted By CowboyGuy
drop some knowledge!

drop some knowledge!
Forum: Careers - Employment 10-02-2018, 12:19 PM
Replies: 50
Views: 4,517
Posted By CowboyGuy
How do you cope stress at work?

Did a quick search on the Careers section and didn't find one on this topic. This is usually applicable to consulting field in the actuarial profession but may apply to others too. It could be tight...
Forum: Careers - Employment 09-21-2018, 02:27 PM
Replies: 96
Views: 12,441
Posted By CowboyGuy
This is true. I've often realized that I would be...

This is true. I've often realized that I would be able to work on projects for 1/10th of the cost, delivery close to the same quality of results, if not better. In most of those projects, the client...
Forum: Careers - Employment 09-19-2018, 02:01 PM
Replies: 106
Views: 7,697
Posted By CowboyGuy
That's what I thought too

That's what I thought too
Forum: Non-Actuarial Topics 09-18-2018, 07:29 PM
Replies: 42
Views: 1,304
Posted By CowboyGuy
I'll most definitely let this be known to the...

I'll most definitely let this be known to the Norther Californians commonly sitting on $1-2 mil equities.
Forum: Non-Actuarial Topics 09-18-2018, 06:57 PM
Replies: 42
Views: 1,304
Posted By CowboyGuy
lol this reminds of an AO thread in which Sheba...

lol this reminds of an AO thread in which Sheba and others had a fiery debate about whether the equity in the house should be counted in the net worth or not. Sheba said mark it zero, and everyone...
Forum: Non-Actuarial Topics 09-18-2018, 05:52 PM
Replies: 42
Views: 1,304
Posted By CowboyGuy
Well, that's just a start. I also want this...

Well, that's just a start. I also want this person to advise me on taxes and investments. And even go to the point of advising on downgrading the house that's probably kinda too big for us at this...
Forum: Non-Actuarial Topics 09-18-2018, 04:54 PM
Replies: 42
Views: 1,304
Posted By CowboyGuy
Ok I'll start off with a couple of things: ...

Ok I'll start off with a couple of things:

1) Eating out: We tend to overspend quite a bit on this. We mostly cook at home so our restaurant budget shouldn't have been high. I use Mint+Spreadsheet...
Forum: Non-Actuarial Topics 09-18-2018, 02:45 PM
Replies: 42
Views: 1,304
Posted By CowboyGuy
haha :tup:

haha :tup:
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