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Search: Posts Made By: Mark Cavazos
Forum: Pension - Social Security 02-27-2018, 08:40 AM
Replies: 0
Views: 951
Posted By Mark Cavazos
Cross testing plans with mid-year entrant

For a non-discrimination test, I am cross testing a CBP and a PSP. An NHCE enters the plan mid-year on 7/1. Under the CBP, the hypothetical allocation is based on the calendar year compensation....
Forum: Pension - Social Security 12-22-2017, 11:15 PM
Replies: 2
Views: 1,141
Posted By Mark Cavazos
Pensions after tax cut

What will be the impact of the tax cut on pensions?

Might corporations be less likely to keep a pension? With the decrease in corporate tax rates, contributions wont give As much of a tax...
Forum: Pension - Social Security 12-22-2017, 11:06 PM
Replies: 20
Views: 3,831
Posted By Mark Cavazos
A QDRO cannot create benefits. Neither can...

A QDRO cannot create benefits. Neither can benefits disappear. This means that the sum of PV of the benefit before the split must be equal to the sum of the AP’s PV and the particpant’s post-split PV.
Forum: Pension - Social Security 12-22-2017, 10:56 PM
Replies: 4
Views: 847
Posted By Mark Cavazos
Have you asked Datair?

Have you asked Datair?
Forum: Non-Actuarial Topics 12-05-2016, 08:30 PM
Replies: 46
Views: 1,028
Posted By Mark Cavazos
"I'll be Home for Christmas" because when it came...

"I'll be Home for Christmas" because when it came out in WWII, Dad could not get home for Christmas.

But done use "Do You See What I See?" because it's about the Cuban missile crisis.
Forum: Non-Actuarial Topics 12-26-2015, 05:04 PM
Replies: 69
Views: 3,719
Posted By Mark Cavazos
The song might have a different meaning than you...

The song might have a different meaning than you think.

http://www.cracked.com/article_20104_6-popular-songs-you-didnt-know-have-dark-hidden-messages_p2.html
Forum: Non-Actuarial Topics 12-26-2015, 04:55 PM
Replies: 12
Views: 690
Posted By Mark Cavazos
Is he a cop?

Is he a cop?
Forum: Pension - Social Security 10-09-2015, 11:00 AM
Replies: 1
Views: 658
Posted By Mark Cavazos
RMDs in CBPs

Does anyone know of resources discussing calculation of RMDs from cash balance plans?

TIA
Forum: Pension - Social Security 10-09-2015, 10:59 AM
Replies: 1
Views: 758
Posted By Mark Cavazos
I think that it is a mishmash. You start with the...

I think that it is a mishmash. You start with the raw rates for the 2014 plan year (5.54%, 7.02%, 7.77%) then apply the corridor percent for 2015 (90% for the minimum).

Of course, for 2014, the...
Forum: Pension - Social Security 08-09-2015, 02:31 PM
Replies: 6
Views: 1,725
Posted By Mark Cavazos
ERISA permits an alternate payee to begin...

ERISA permits an alternate payee to begin benefits as early as the participant's earliest retirement age even if the participant has not commenced receiving benefits. In such a case, the alternate...
Forum: Pension - Social Security 06-23-2015, 09:01 AM
Replies: 2
Views: 2,468
Posted By Mark Cavazos
The SSA does not require a death certificate.

The SSA does not require a death certificate.
Forum: Non-Actuarial Topics 03-05-2015, 06:26 PM
Replies: 2
Views: 328
Posted By Mark Cavazos
Happy Poofreeding Day

Its a day to be graitful for spelllcheckers.
Forum: Non-Actuarial Topics 02-25-2015, 10:17 PM
Replies: 32
Views: 1,633
Posted By Mark Cavazos
Was the passenger's name Edith Keeler?

Was the passenger's name Edith Keeler?
Forum: Non-Actuarial Topics 01-08-2015, 11:33 PM
Replies: 22
Views: 1,184
Posted By Mark Cavazos
It assumes that nothing cataclysmic ever happens....

It assumes that nothing cataclysmic ever happens. Yellowstone could erupt and the smoke and ash could cause a world-wide drought. Who knows how many deaths would occur from famine, disease and wars...
Forum: Non-Actuarial Topics 01-08-2015, 11:20 PM
Replies: 39
Views: 3,111
Posted By Mark Cavazos
RN

RN
Forum: Non-Actuarial Topics 01-08-2015, 11:16 PM
Replies: 18
Views: 1,337
Posted By Mark Cavazos
Unfortunately for me, my freshman physics class...

Unfortunately for me, my freshman physics class was self-paced.
Forum: Non-Actuarial Topics 12-26-2014, 04:33 PM
Replies: 29
Views: 2,074
Posted By Mark Cavazos
As to his third post, see #1. ...

As to his third post, see #1.

http://www.cracked.com/article_21986_6-things-people-get-wrong-about-bibles-christmas-story_p2.html
Forum: Non-Actuarial Topics 12-26-2014, 04:22 PM
Replies: 21
Views: 1,621
Posted By Mark Cavazos
You might think it's a long way to the chemists,...

You might think it's a long way to the chemists, but that's peanuts compared to space.
Forum: Non-Actuarial Topics 12-26-2014, 04:19 PM
Replies: 116
Views: 5,447
Posted By Mark Cavazos
Yeah, the programmers should have had a better...

Yeah, the programmers should have had a better algorithm to provide a better caption like "It's been a sh!tastic year! Thanks for making it suck."
Forum: Non-Actuarial Topics 12-25-2014, 04:04 PM
Replies: 10
Views: 1,046
Posted By Mark Cavazos
If it helps, the Christmas truce might not have...

If it helps, the Christmas truce might not have really happened. All accounts are second hand. There are no reports of individuals who said that they participated in such a truce, only that they...
Forum: Non-Actuarial Topics 12-24-2014, 04:27 PM
Replies: 38
Views: 1,596
Posted By Mark Cavazos
"Typically" but not "usually"?

"Typically" but not "usually"?
Forum: Non-Actuarial Topics 12-23-2014, 05:43 PM
Replies: 1,781
Views: 114,886
Posted By Mark Cavazos
But this isn't a Facebook problem; it's a problem...

But this isn't a Facebook problem; it's a problem of your "friends". You should unfriend anyone who posts a picture of half-eaten food. Problem solved.
Forum: Non-Actuarial Topics 12-21-2014, 09:35 PM
Replies: 24
Views: 935
Posted By Mark Cavazos
Prove it.

Prove it.
Forum: Non-Actuarial Topics 12-07-2014, 06:25 PM
Replies: 63
Views: 2,228
Posted By Mark Cavazos
Get something nice for yourself. Hand him the...

Get something nice for yourself. Hand him the bill.
Forum: Non-Actuarial Topics 11-28-2014, 02:06 PM
Replies: 14
Views: 1,057
Posted By Mark Cavazos
Not with those tiny arms.

Not with those tiny arms.
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