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Search: Posts Made By: Josia
Forum: Careers - Employment Yesterday, 02:47 PM
Replies: 88
Views: 2,126
Posted By Josia
Being a health actuary has been my passion /...

Being a health actuary has been my passion / dream since before I turned 10 years old. Reminding myself of this 'big picture' helps get through the days that are a struggle for whatever reason.

I...
Forum: Careers - Employment 12-01-2017, 12:37 PM
Replies: 149
Views: 16,319
Posted By Josia
Excel will become obsolete when it fails to adapt...

Excel will become obsolete when it fails to adapt to competition and technology. See: yahoo search.

So long as the developers of excel continue to adapt and intelligently improve their...
Forum: Careers - Employment 10-30-2017, 01:53 PM
Replies: 47
Views: 3,353
Posted By Josia
Pretty much agree. So to the OP and other...

Pretty much agree. So to the OP and other modelers frustrated by subjective humans, I suggest the following:

(1) high level quick 1 or 2 line benefit summary, why it benefits the manager/exec. ...
Forum: Careers - Employment 10-30-2017, 11:28 AM
Replies: 47
Views: 3,353
Posted By Josia
Choose between the following 2 models: (1)...

Choose between the following 2 models:

(1) consistent model that is familiar and easy to explain, and reasonably accurate (or efficient, etc)
(2) sophisticated model that has increased accuracy...
Forum: Careers - Employment 09-21-2017, 04:52 PM
Replies: 12
Views: 1,944
Posted By Josia
I have experience in most aspects of actuarial...

I have experience in most aspects of actuarial (health). Valuation is by far the easiest and least stressful. Where I am at, Valuation is primarily a reporting unit. Most of the reserve $s are...
Forum: Careers - Employment 08-31-2017, 04:30 PM
Replies: 50
Views: 3,700
Posted By Josia
If you are passionate about understanding and...

If you are passionate about understanding and improving the healthcare system, and an actuarial career is appealing, then becoming a health actuary is an obvious choice. With that said, of the...
Forum: Careers - Employment 04-19-2017, 11:25 AM
Replies: 138
Views: 17,133
Posted By Josia
(Current Salary / Starting Salary) ^ ( 1 /...

(Current Salary / Starting Salary) ^ ( 1 / #ofYears ) - 1

20% inc bonus over 9 years.
Forum: Careers - Employment 02-24-2017, 04:07 PM
Replies: 71
Views: 5,299
Posted By Josia
As a hiring manager and ignoring HR...

As a hiring manager and ignoring HR complications: Yes. Assuming everything else on the resume is solid. 5 exams may be too much.

For me, there are only a few degrees that are 'better' than...
Forum: Health - Disability 11-17-2016, 01:02 PM
Replies: 67
Views: 8,795
Posted By Josia
Exactly. Some of the suggestions in this...

Exactly.

Some of the suggestions in this thread focus primarily on utilization. Can anyone point to a study that shows that the US uses way more medical services than other countries? ...
Forum: Health - Disability 11-16-2016, 01:17 PM
Replies: 67
Views: 8,795
Posted By Josia
The unit cost (provider reimbursement) for...

The unit cost (provider reimbursement) for Medicare and Medicaid services is much lower than the unit cost for commercial services. The goal is to reduce overall medical spend and expand (or...
Forum: Health - Disability 11-16-2016, 11:04 AM
Replies: 67
Views: 8,795
Posted By Josia
An alternative that accomplishes the same thing,...

An alternative that accomplishes the same thing, and incorporates Paul Ryan's Voucher concept:

Repeal Medicare, Medicaid, and Obamacare.
Replace with:
(1) federally funded voucher program for...
Forum: Health - Disability 11-15-2016, 12:38 PM
Replies: 67
Views: 8,795
Posted By Josia
Suppose the hospital in Montana has all the...

Suppose the hospital in Montana has all the leverage in the current situation and in the proposed indemnity plan. The patient is effectively in trouble regardless. In the current situation, they...
Forum: Health - Disability 11-12-2016, 09:27 PM
Replies: 67
Views: 8,795
Posted By Josia
Liability costs don't make up a significant...

Liability costs don't make up a significant portion of overall health spend. According to the following article, only around 2.5% of total US health spend. Removing this cost entirely would not...
Forum: Health - Disability 11-12-2016, 07:57 PM
Replies: 67
Views: 8,795
Posted By Josia
While I admire and generally agree with the...

While I admire and generally agree with the idealism of the linked Chicago paper, I'm w/ ditka on this. What can be done within the current political environment? That was the intent of my earlier...
Forum: Health - Disability 11-11-2016, 09:56 AM
Replies: 67
Views: 8,795
Posted By Josia
Thoughts on the following? (1) Repeal...

Thoughts on the following?

(1) Repeal Obamacare. Effect: government cost savings, but Yuge market disruption. Coverage decrease.
(2) Decrease Medicare eligibility age to X. Effect: government...
Forum: Health - Disability 08-29-2016, 04:31 PM
Replies: 2,276
Views: 376,873
Posted By Josia
How could the market enter a death spiral when ~...

How could the market enter a death spiral when ~ 2/3 of the market is subsidized such that their total premium per month is $100 or less (in 2017...
Forum: Health - Disability 08-29-2016, 11:34 AM
Replies: 2,276
Views: 376,873
Posted By Josia
So long as APTC subsidies exist in their current...

So long as APTC subsidies exist in their current form, the individual aca market cannot be reasonably expected to result in a death spiral.
Forum: Group & Health Advanced Exam 01-13-2014, 05:18 PM
Replies: 358
Views: 32,272
Posted By Josia
Opposite here. Studied 6 months, felt like I...

Opposite here.
Studied 6 months, felt like I knew DP material very well. Made a 7.
Studied 1 month for ghadv, couple days worth of the math. Felt like I memorized notecards but didn't know...
Forum: Group & Health Advanced Exam 01-10-2014, 10:58 AM
Replies: 358
Views: 32,272
Posted By Josia
Passed. Surprised a bit, as only studied for ~ 1...

Passed. Surprised a bit, as only studied for ~ 1 month.
Forum: Group & Health Advanced Exam 11-14-2013, 09:28 PM
Replies: 358
Views: 32,272
Posted By Josia
Graded myself between 58% and 86%. DP...

Graded myself between 58% and 86%.

DP self-grade was 49% to 85%, got a 7. But that exam (last spring) was completely different, as others have noted.

Problems 15, 17, 5, and 8 were my most...
Forum: Group & Health Advanced Exam 11-01-2013, 04:57 PM
Replies: 358
Views: 32,272
Posted By Josia
ACO Problem: I said 2016 didn't matter...

ACO Problem:

I said 2016 didn't matter because it was beyond the first contract period so they'd have to do 2-sided. Thus, didn't calculate 2016 savings.

Mentioned that quality scores could...
Forum: Group & Health Advanced Exam 11-01-2013, 03:37 PM
Replies: 358
Views: 32,272
Posted By Josia
IIRC... TPA q was about TPAs and why you...

IIRC...

TPA q was about TPAs and why you would recommend them to a large self funded group and a new HMO.

Yes, lapse changed premium, which in turn changed expenses and claims since claims were...
Forum: Group & Health Advanced Exam 10-31-2013, 06:26 PM
Replies: 358
Views: 32,272
Posted By Josia
Feel better than after DP last spring. Passed...

Feel better than after DP last spring. Passed that somehow.
Forum: Group & Health Core Exam 07-12-2013, 11:22 AM
Replies: 805
Views: 87,575
Posted By Josia
passed. I'm surprised, but would've been equally...

passed. I'm surprised, but would've been equally surprised by a fail so :/

That was definitely the most anxious I've been about an exam thus far.
Forum: Group & Health Core Exam 05-20-2013, 09:25 PM
Replies: 805
Views: 87,575
Posted By Josia
Just graded myself.. min/max. Ended up with...

Just graded myself.. min/max. Ended up with 49%/82%. So, anything is possible.

Graded the worst on 11, 7, and 5 (in that order).

11: SNF question. Probably missed b, c, and d entirely. ...
Showing results 1 to 25 of 137

 

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