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Search: Posts Made By: twig93
Forum: Careers - Employment Today, 01:02 PM
Replies: 15
Views: 399
Posted By twig93
I would also add that you should apply to...

I would also add that you should apply to internships EARLY. Do not merely strive to get your resume in before the deadline... get your resume in ASAP. Same day you learn of the internship, ideally....
Forum: Careers - Employment Today, 01:01 PM
Replies: 15
Views: 399
Posted By twig93
I would agree that this is who I would rather...

I would agree that this is who I would rather have as a manager of interns, although I don't actually get to pick my interns and I'm not sure the extent to which it matters to the folks who do.
...
Forum: Careers - Employment Today, 11:01 AM
Replies: 20
Views: 534
Posted By twig93
As Westley said, it really depends on the reason...

As Westley said, it really depends on the reason for reinsurance. In my experience with two insurance companies, actuaries were pretty heavily involved in reinsurance, which seems contradictory to...
Forum: General Actuarial Today, 10:32 AM
Replies: 99
Views: 16,332
Posted By twig93
The bit about the email addresses is fishy...

The bit about the email addresses is fishy though... I mean, I have three email addresses that I regularly use, and I easily could have accidentally used one that is different from the one the...
Forum: Non-Actuarial Topics Today, 09:46 AM
Replies: 189
Views: 5,999
Posted By twig93
:rofl: No, of course I don't think that. :lol: ...

:rofl: No, of course I don't think that. :lol:

Sure, but here are some things I've first-hand witnessed between student teaching and teaching that I think are much less likely to happen in a...
Forum: Sports Yesterday, 05:57 PM
Replies: 183
Views: 9,067
Posted By twig93
And 2-3 overall

And 2-3 overall
Forum: Non-Actuarial Topics 09-21-2018, 02:35 PM
Replies: 189
Views: 5,999
Posted By twig93
Fair enough, but if they're literally stealing...

Fair enough, but if they're literally stealing from you or assaulting you at some point the employer might feel a need to defend their employees. Maybe.

Couldn't you mitigate that by seeking out...
Forum: Sports 09-21-2018, 10:58 AM
Replies: 183
Views: 9,067
Posted By twig93
Well we are well on our way to 25% fewer Browns...

Well we are well on our way to 25% fewer Browns losses. Last year they had 16. This year the max they can have is 14, and judging by how well Mayfield played last night they may well have at least...
Forum: Non-Actuarial Topics 09-21-2018, 10:45 AM
Replies: 189
Views: 5,999
Posted By twig93
I think the second one even depends on the state....

I think the second one even depends on the state.

In some states as long as you have had continuous coverage (with some grace period that probably differs by state) then a new insurer couldn't...
Forum: Non-Actuarial Topics 09-21-2018, 10:36 AM
Replies: 189
Views: 5,999
Posted By twig93
1) I don't think top-quartile income is a...

1) I don't think top-quartile income is a requirement... just the health benefits. You could be a cashier at Hobby Lobby and get health benefits (so long as you don't need birth control, haha!)

2)...
Forum: Non-Actuarial Topics 09-21-2018, 10:32 AM
Replies: 189
Views: 5,999
Posted By twig93
They're probably not punks who throw spit wads at...

They're probably not punks who throw spit wads at you and steal your planner because it's funny. They may not be motivated and they may be bad at math, but there's probably a limit as to how awful...
Forum: Non-Actuarial Topics 09-21-2018, 09:54 AM
Replies: 314
Views: 24,455
Posted By twig93
:bighug:

:bighug:
Forum: Non-Actuarial Topics 09-20-2018, 04:51 PM
Replies: 189
Views: 5,999
Posted By twig93
What kind of teaching? Being a part time teacher...

What kind of teaching? Being a part time teacher at a public K-12 school would probably provide benefits, although the portion of premium that the district kicked in might be less for part-time than...
Forum: Diversions 09-20-2018, 02:42 PM
Replies: 41
Views: 2,054
Posted By twig93
Working on this puzzle now while waiting for a...

Working on this puzzle now while waiting for a program to run. One of the first things I noticed is that 10 down doesn't look possible.

[[spoiler removed]]
Forum: Surveys 09-20-2018, 02:21 PM
Replies: 36
Poll: Bacon Survey
Views: 580
Posted By twig93
IFYP I like mine probably around 5.8 on this...

IFYP

I like mine probably around 5.8 on this scale, so I voted 6. If it doesn't shatter when you bite into it, it's insufficiently cooked. Chewy bacon is awful.
Forum: Non-Actuarial Topics 09-20-2018, 11:40 AM
Replies: 189
Views: 5,999
Posted By twig93
Yeah, I'm advocating using what they're currently...

Yeah, I'm advocating using what they're currently *spending*, not what they're currently *making*.

AKA, income after savings, mortgage, etc. Adjusted for health insurance and other anticipated...
Forum: Non-Actuarial Topics 09-20-2018, 11:38 AM
Replies: 189
Views: 5,999
Posted By twig93
Yeah, I think it's fine to make specific...

Yeah, I think it's fine to make specific adjustments that you've thought through, like the aforementioned housing differences between Manhattan & the Po, or your example of fewer $1,200 suits and...
Forum: Non-Actuarial Topics 09-20-2018, 11:15 AM
Replies: 189
Views: 5,999
Posted By twig93
It is my personal belief that you shouldn't plan...

It is my personal belief that you shouldn't plan on spending less in retirement than you're currently spending. If you plan on living on $20K in retirement, then live on $20K now. If you discover...
Forum: Non-Actuarial Topics 09-20-2018, 10:33 AM
Replies: 65
Views: 1,344
Posted By twig93
Heh, just had brunch with some millennials this...

Heh, just had brunch with some millennials this past weekend and they both ordered avocado toast. I mean, I like toast and I like avocados, but what they got from this hipster brunch joint we ate at...
Forum: Non-Actuarial Topics 09-20-2018, 10:19 AM
Replies: 189
Views: 5,999
Posted By twig93
Yeah, if I was designing an app to help...

Yeah, if I was designing an app to help millennials plan for retirement that sort of stuff would be useful to throw in there.

But for an average person trying to do it on their own, the likelihood...
Forum: Non-Actuarial Topics 09-19-2018, 03:24 PM
Replies: 189
Views: 5,999
Posted By twig93
That sounds like a horrendous calculation. ...

That sounds like a horrendous calculation.

How about just looking at your take-home pay after savings & mortgage (assuming that getting the mortgage paid off pre-retirement is assumed in all of...
Forum: Non-Actuarial Topics 09-18-2018, 01:06 PM
Replies: 168
Views: 6,282
Posted By twig93
Plenty of working poor struggle to put gas in...

Plenty of working poor struggle to put gas in their cars. Years ago I posted about a friend living paycheck to paycheck who had to clock how much gas in her car vs how many trips to work before...
Forum: Sports 09-14-2018, 10:40 AM
Replies: 183
Views: 9,067
Posted By twig93
But also only 19 players. Fewer players *should*...

But also only 19 players. Fewer players *should* result in more sure things and there seems to be a correlation (although I haven't calculated an R-squared value). You'd also think that the more...
Forum: Non-Actuarial Topics 09-13-2018, 04:52 PM
Replies: 168
Views: 6,282
Posted By twig93
Believe me, every time there is a hurricane my...

Believe me, every time there is a hurricane my mother implores them to leave. And they don't. And they cite the predictions vs what their building can withstand in terms of wind and whether the...
Forum: Non-Actuarial Topics 09-13-2018, 04:41 PM
Replies: 168
Views: 6,282
Posted By twig93
Yeah, I think there's a difference between...

Yeah, I think there's a difference between thinking "I've seen it all" vs "This building was designed to withstand winds of 175 mph and they are predicting that the wind in this hurricane is going to...
Showing results 1 to 25 of 300

 

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