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Search: Posts Made By: Klaymen
Forum: Non-Actuarial Personal Finance/Investing 01-15-2020, 03:56 PM
Replies: 46
Views: 1,797
Posted By Klaymen
I churn as much as I can, usually three credit...

I churn as much as I can, usually three credit cards in a year, and my FICO is 825.

From now on I keep the account open 11 months so as to avoid any annual fees while minimizing the appearing of...
Forum: Non-Actuarial Topics 01-14-2020, 10:05 AM
Replies: 77
Views: 2,095
Posted By Klaymen
Probably in the last couple of years (mid-40s) ...

Probably in the last couple of years (mid-40s)
After years of saving, my investments generate more each year for retirement than my contributions. So, make the contributions and let the magic of...
Forum: Non-Actuarial Personal Finance/Investing 01-13-2020, 01:11 PM
Replies: 1,209
Views: 179,724
Posted By Klaymen
OK, I found the portal. The redemption is better...

OK, I found the portal. The redemption is better when you are a card member. Thanks, going to sign up now.

ETA: Dangit, seems I've reached my credit card limit...
Forum: Non-Actuarial Personal Finance/Investing 01-13-2020, 12:08 PM
Replies: 1,209
Views: 179,724
Posted By Klaymen
Southwest will give me 75,000 points if I spend...

Southwest will give me 75,000 points if I spend $5,000 in 6 months and pay a $75 $69 fee. I can gain $100 charging the dollars to my regular credit card, so the total cost to me is $175 $169.

I'm...
Forum: Non-Actuarial Personal Finance/Investing 01-13-2020, 09:23 AM
Replies: 46
Views: 1,797
Posted By Klaymen
But there is no guarantee that you get an 8%...

But there is no guarantee that you get an 8% return, the stock could plummet. Even the most solid dividend stock might pay 2%-3%, getting the remaining 5%-6% is akin to scoring an acceptable random...
Forum: Bridge 01-12-2020, 10:07 PM
Replies: 255
Views: 9,206
Posted By Klaymen
Des Moines sectional update: 1st out of 30 ...

Des Moines sectional update:
1st out of 30
4th out of 16
7th out of 33
4th out of 24
1st out of 5 teams
2nd/3rd out of 5 teams

In the last three Des Moines sectionals, Toby and I hit the...
Forum: Careers - Employment 01-07-2020, 05:29 PM
Replies: 75
Views: 3,776
Posted By Klaymen
If I stay at my current salary plus minimal...

If I stay at my current salary plus minimal raises and get 5% return on my investments, I can retire in 10 years at age 58 with $2M and a recently paid-off mortgage.

It remains to be seen what...
Forum: Careers - Employment 01-05-2020, 12:16 PM
Replies: 10
Views: 962
Posted By Klaymen
United States

United States
Forum: Non-Actuarial Personal Finance/Investing 01-03-2020, 02:26 PM
Replies: 1,209
Views: 179,724
Posted By Klaymen
I just satisfied that getting some...

I just satisfied that getting some early-in-the-year 2020 charitable giving.
Now I need another card...
Forum: Careers - Employment 01-03-2020, 09:09 AM
Replies: 28
Views: 1,554
Posted By Klaymen
With a MS in applied stats you would be eligible...

With a MS in applied stats you would be eligible to teach full-time position at a community college, but getting a lecturer-type position at a university might be against the odds and an actual...
Forum: Careers - Employment 01-02-2020, 12:08 PM
Replies: 28
Views: 1,554
Posted By Klaymen
I taught Exam P classes and introductory...

I taught Exam P classes and introductory statistics at Drake University as an adjunct for a couple of years when they experienced a large influx of candidates, many from overseas.

Agree with mpc...
Forum: Non-Actuarial Personal Finance/Investing 01-02-2020, 10:24 AM
Replies: 24
Views: 3,380
Posted By Klaymen
Right, that would be my strategy, if things are...

Right, that would be my strategy, if things are in ten years like they are now.
Forum: Bridge 12-30-2019, 07:41 PM
Replies: 255
Views: 9,206
Posted By Klaymen
I misclicked in the group game and was extremely...

I misclicked in the group game and was extremely annoyed. I know I didn't have a good set to go -16 against you in the two way.
Forum: Non-Actuarial Personal Finance/Investing 12-30-2019, 10:09 AM
Replies: 24
Views: 3,380
Posted By Klaymen
What about the cost of health insurance between...

What about the cost of health insurance between now and Medicare?
Forum: Non-Actuarial Personal Finance/Investing 12-27-2019, 05:24 PM
Replies: 9
Views: 518
Posted By Klaymen
It's looking like E*Trade

It's looking like E*Trade
Forum: Non-Actuarial Personal Finance/Investing 12-27-2019, 09:22 AM
Replies: 9
Views: 518
Posted By Klaymen
Best brokerage for my needs

For 15 years I have been loyal to Wells Fargo because there is a branch close to my home and because they have not charged me commissions on my stock trades. But now it seems other competitors are...
Forum: Non-Actuarial Topics 12-26-2019, 10:03 AM
Replies: 29
Views: 705
Posted By Klaymen
I would hardly call it mid-winter. It has only...

I would hardly call it mid-winter. It has only been winter for one week, and you certainly wouldn't know it in Des Moines as warm as it has been lately.
Forum: Software & Technology 12-23-2019, 11:28 AM
Replies: 33
Views: 1,119
Posted By Klaymen
I agree 100% with Mayan Actuary (Option 2) ...

I agree 100% with Mayan Actuary (Option 2)

I have had an SSD in my home computer for years and we replaced our 4-yr laptop with something with a SSD and the difference is night and day. They are...
Forum: Non-Actuarial Topics 12-23-2019, 11:19 AM
Replies: 21,628
Views: 2,414,006
Posted By Klaymen
The answer was about 1200 :shrug: Thankfully...

The answer was about 1200 :shrug:

Thankfully all I do for a living is estimate insurance rates, so about 20% off is close enough.
Forum: Non-Actuarial Topics 12-20-2019, 06:25 PM
Replies: 21,628
Views: 2,414,006
Posted By Klaymen
:iatp:

:iatp:
Forum: Non-Actuarial Topics 12-20-2019, 04:09 PM
Replies: 21,628
Views: 2,414,006
Posted By Klaymen
My guess is 986...

My guess is 986...
Forum: Non-Actuarial Personal Finance/Investing 12-20-2019, 01:52 PM
Replies: 1,822
Views: 259,829
Posted By Klaymen
Also VDC (Consumer staples) has a RSI of 79.41...

Also VDC (Consumer staples) has a RSI of 79.41 and it's up 5.2% in a month and a half.

Of course, i don't have any proof that a sky-high-RSI leads to an immediate price drop...
Forum: Non-Actuarial Personal Finance/Investing 12-20-2019, 01:32 PM
Replies: 1,822
Views: 259,829
Posted By Klaymen
QQQ was as low as $182 in early October, two and...

QQQ was as low as $182 in early October, two and a half months later it is up to $212 (+16.5%)

I sold off my $100K of QQQ @ $210.

A relative strength indicator of 76.7 is wacko.
Forum: Non-Actuarial Topics 12-20-2019, 01:22 PM
Replies: 21,628
Views: 2,414,006
Posted By Klaymen
Our holiday lunch is today. Among the...

Our holiday lunch is today.
Among the festivities is an M&M guessing competition.
I already looked on the internet and found out I should expect 956.4 per liter. Now I just have to figure out...
Forum: Non-Actuarial Topics 12-19-2019, 04:53 PM
Replies: 8
Views: 305
Posted By Klaymen
My wife often chimes the first three words "It's...

My wife often chimes the first three words "It's rain - ing tacos"
After which I immediately respond "No it's not!"
Showing results 1 to 25 of 300

 

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