Actuarial Outpost
 
Go Back   Actuarial Outpost > Search Forums
FlashChat Actuarial Discussion Preliminary Exams CAS/SOA Exams Cyberchat Around the World Suggestions



Showing results 1 to 25 of 300
Search took 0.17 seconds.
Search: Posts Made By: WellThen
Forum: Non-Actuarial Personal Finance/Investing 02-21-2020, 01:28 AM
Replies: 194
Views: 18,937
Posted By WellThen
I think there will be a handful of cities in the...

I think there will be a handful of cities in the US that continue to see rising home prices, but most areas will see stagnating or declining home values.
Forum: Pension - Social Security 01-23-2020, 01:50 PM
Replies: 1,466
Views: 316,855
Posted By WellThen
See page 30: ...

See page 30:

https://www.gao.gov/assets/710/700836.pdf
Forum: Pension - Social Security 01-08-2020, 05:15 PM
Replies: 882
Views: 205,995
Posted By WellThen
I wonder if a smart pension plan would...

I wonder if a smart pension plan would intentionally underfund and use liberal assumptions in order to benefit from bigger bailouts. Especially if located in a swing state where the plan members are...
Forum: Pension - Social Security 12-24-2019, 11:38 AM
Replies: 882
Views: 205,995
Posted By WellThen
Is probability of bailout incorporated into the...

Is probability of bailout incorporated into the liability calculations?
Forum: Non-Actuarial Personal Finance/Investing 11-04-2019, 10:52 PM
Replies: 34
Views: 3,639
Posted By WellThen
Perhaps if they don't have enough cash flow or...

Perhaps if they don't have enough cash flow or discipline to save enough to afford the oop max. Only reason I can think of to not choose HDHP HSA insurance is if you can't afford to pay out of...
Forum: General Actuarial 07-08-2019, 04:30 AM
Replies: 49
Views: 5,387
Posted By WellThen
Health insurance premiums/deductibles/out of...

Health insurance premiums/deductibles/out of pocket maximums should be accounted for in some way when comparing taxes to a country that has government funded healthcare.
Forum: Pension - Social Security 05-01-2019, 09:36 AM
Replies: 1,466
Views: 316,855
Posted By WellThen
Disinformation is harmful to a democratic society...

Disinformation is harmful to a democratic society which rely on well informed voters making mostly the right choices over long periods of time.
Forum: Careers - Employment 04-01-2019, 09:22 AM
Replies: 49
Views: 3,753
Posted By WellThen
NJ is OK, better than many places, but I would...

NJ is OK, better than many places, but I would say in the last 10-20 years, many other cities offer better amenities at lower prices (i.e. taxes). It's got a jack of all, master of none situation in...
Forum: Pension - Social Security 03-26-2019, 09:29 AM
Replies: 1,964
Views: 135,309
Posted By WellThen
I don't see why they would not include this in...

I don't see why they would not include this in the property tax bill, other than wanting to hide the increased taxes from possible home buyers to try and keep property values up.
Forum: Non-Actuarial Topics 03-17-2019, 09:35 AM
Replies: 289
Views: 12,256
Posted By WellThen
There’s nothing wrong with charging or paying for...

There’s nothing wrong with charging or paying for access. There is something wrong with doing it on the hush hush or the pretense that it’s a donation so the donor can get a tax deduction or setup...
Forum: Pension - Social Security 03-15-2019, 11:59 AM
Replies: 1,964
Views: 135,309
Posted By WellThen
For some reason, proponents of taxpayer funded...

For some reason, proponents of taxpayer funded defined benefit pensions are always against the idea of the government paying the employee the normal cost of the benefit, or purchasing an equivalent...
Forum: Non-Actuarial Personal Finance/Investing 02-28-2019, 03:32 PM
Replies: 55
Views: 7,996
Posted By WellThen
Many northeast regions outside of commuting...

Many northeast regions outside of commuting distance to a major city are seeing real home prices drop due to increasing taxes (pension debt), infrastructure debt, and economic decline. I would bet...
Forum: Finance - Investments 02-11-2019, 07:33 AM
Replies: 969
Views: 252,992
Posted By WellThen
Who wants to stick around and pay off hundreds of...

Who wants to stick around and pay off hundreds of billions of debt that won't help you or your children?
Forum: Health - Disability 01-16-2019, 03:37 PM
Replies: 368
Views: 77,244
Posted By WellThen
I didn’t say those profits go to R&D spending. ...

I didn’t say those profits go to R&D spending. I’m saying if voters wanted, they could ask their politicians to support R&D from taxpayer funds so that medicines can be part of the public domain and...
Forum: Health - Disability 01-14-2019, 01:54 PM
Replies: 368
Views: 77,244
Posted By WellThen
It's not broken. The US voting public seems to...

It's not broken. The US voting public seems to want others to spend their money on R&D, and then complain when others set the price. They're free to elect people who will increase taxpayer funding...
Forum: Non-Actuarial Personal Finance/Investing 01-01-2019, 09:17 AM
Replies: 246
Views: 25,471
Posted By WellThen
I find I perform at my best when skipping lunch...

I find I perform at my best when skipping lunch entirely. I snack mostly proteins and some fats every couple hours since the time I wake up until dinner, but small amounts at a time. Saves time,...
Forum: Non-Actuarial Personal Finance/Investing 12-26-2018, 01:34 PM
Replies: 39
Views: 5,641
Posted By WellThen
Maybe not some time ago, but households with 1...

Maybe not some time ago, but households with 1 stay at home parent and stable jobs allowing the family to have a home without living on the edge seemed to be more normal in the years after WW2 to the...
Forum: Non-Actuarial Personal Finance/Investing 12-26-2018, 11:54 AM
Replies: 39
Views: 5,641
Posted By WellThen
Part of life is also the feeling of economic...

Part of life is also the feeling of economic security, that you will be able to provide for your family, that your children will be able to provider for their family. It doesn't seem like many...
Forum: Non-Actuarial Personal Finance/Investing 12-26-2018, 11:45 AM
Replies: 39
Views: 5,641
Posted By WellThen
Good question... ...

Good question...

https://english.stackexchange.com/questions/44299/why-does-air-conditioning-always-mean-cooling-and-never-heating
Forum: Non-Actuarial Personal Finance/Investing 12-26-2018, 05:07 AM
Replies: 2,576
Views: 304,607
Posted By WellThen
If youíre in the US, itís easy to find a bank...

If youíre in the US, itís easy to find a bank that gives something around the fed funds target rate is, which is now 2.25% to 2.50%. Marcus, Ally, ML Preferred Deposit, etc. They may still be at 2%...
Forum: Non-Actuarial Personal Finance/Investing 12-25-2018, 10:15 AM
Replies: 2,576
Views: 304,607
Posted By WellThen
:iatp: If you need to be able to spend the...

:iatp:

If you need to be able to spend the money in next 5 years, it should be in FDIC insured savings accounts, in my opinion.
Forum: Non-Actuarial Personal Finance/Investing 12-25-2018, 10:02 AM
Replies: 39
Views: 5,641
Posted By WellThen
What data is there to support the second part of...

What data is there to support the second part of that statement? Today's news has a nice article showing the class divide widening in the form of resources spent on children:
...
Forum: Non-Actuarial Topics 12-18-2018, 12:31 PM
Replies: 138
Views: 4,699
Posted By WellThen
Also need to make a few LLCs to purchase the...

Also need to make a few LLCs to purchase the house with otherwise the public records will give away whether someone rents or owns, err I mean mortgages.
Forum: Finance - Investments 11-06-2018, 02:27 PM
Replies: 44
Views: 22,557
Posted By WellThen
Not campbell, but the only reason I can think of...

Not campbell, but the only reason I can think of to not include expenses in the budget is so politicians can claim they didn't technically raise taxes or increase government spending or some nonsense...
Forum: Pension - Social Security 08-05-2018, 08:23 AM
Replies: 37
Views: 8,944
Posted By WellThen
Simpler way to achieve transparency and avoid...

Simpler way to achieve transparency and avoid taxpayers being bamboozled is to get quotes from insurance companies for the annuity that would be earned, and pay the employee cash and tell them or...
Showing results 1 to 25 of 300

 

All times are GMT -4. The time now is 11:37 AM.


Powered by vBulletin®
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
*PLEASE NOTE: Posts are not checked for accuracy, and do not
represent the views of the Actuarial Outpost or its sponsors.
Page generated in 0.50065 seconds with 7 queries