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Showing results 1 to 25 of 300
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Search: Posts Made By: TomHaverford
Forum: Sports Yesterday, 03:19 PM
Replies: 1,288
Views: 63,969
Posted By TomHaverford
what round pick do you have to give up for...

what round pick do you have to give up for conner? if it's anything 3+ that's a no-brainer
Forum: Chat with the Candidates & Exam Committee Yesterday, 03:00 PM
Replies: 58
Views: 14,151
Posted By TomHaverford
Additionally, the whole 2-hour FSA exam thing...

Additionally, the whole 2-hour FSA exam thing needs to die a quick death. I passed my first 7 exams with only one fail; my first attempt at GHADV I probably didn't put in as much effort as I needed...
Forum: Chat with the Candidates & Exam Committee Yesterday, 02:54 PM
Replies: 58
Views: 14,151
Posted By TomHaverford
Bumping this thread to try to get some clarity....

Bumping this thread to try to get some clarity. On the most recent GHSPC exam there was a 4 point question (10% of the total exam points) that read:

For each type of risk as defined in Financial...
Forum: Group & Health Specialty Exam Yesterday, 02:41 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
would rather die than look. would also rather die...

would rather die than look. would also rather die than do most things in life but especially would rather die than look.
Forum: Sports 11-12-2018, 12:50 PM
Replies: 61
Views: 893
Posted By TomHaverford
ben roethlisberger was thrust into the starting...

ben roethlisberger was thrust into the starting role his rookie year and went undefeated (14-0). he won the super bowl the next year. he's been a top 5 QB for most of his career.

anybody can use...
Forum: Sports 11-04-2018, 12:33 PM
Replies: 351
Views: 21,271
Posted By TomHaverford
just dropping in to say: victor oladipo keep...

just dropping in to say: victor oladipo

keep sleepin
Forum: Group & Health Specialty Exam 11-02-2018, 02:51 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
i did the same thing as pujols i think, i created...

i did the same thing as pujols i think, i created my own IBV value for times t-1 and t by taking PVBP - PV(CoC) and then used those IBV numbers in the effective rate formula. are we not all in...
Forum: Group & Health Specialty Exam 11-01-2018, 05:28 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
yeah mine was also in the 6-7% range, i added 0.5...

yeah mine was also in the 6-7% range, i added 0.5 * VNB in the denominator as well
Forum: Group & Health Specialty Exam 11-01-2018, 05:00 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
there was one that said "there's no benefit in...

there was one that said "there's no benefit in projecting one year of business" or something like that. i said false and wrote out some of the benefits.

i also said EV isn't included in an AA but...
Forum: Group & Health Specialty Exam 11-01-2018, 04:58 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
this is exactly what i said

this is exactly what i said
Forum: Group & Health Specialty Exam 11-01-2018, 03:30 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
yeah i put something similar, said company...

yeah i put something similar, said company experience is the best source but if it's not credible enough you can weight with industry tables, or use a reinsurer/consultant, look at company strategy,...
Forum: Group & Health Specialty Exam 10-31-2018, 04:37 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
oh my sweet summer child

oh my sweet summer child
Forum: Group & Health Specialty Exam 10-31-2018, 04:16 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
that's been my interpretation, it's less about a...

that's been my interpretation, it's less about a specific pass mark they have set in stone right now than it is your performance relative to everybody else. the truth is probably somewhere in the...
Forum: Group & Health Specialty Exam 10-31-2018, 03:47 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
:iatp: a score of 10 on a question doesn't mean...

:iatp:
a score of 10 on a question doesn't mean you answered it perfectly, just that you answered it very well relative to everybody else. you can't tell what the actual numerical pass mark is from...
Forum: Group & Health Specialty Exam 10-31-2018, 12:40 PM
Replies: 3
Views: 634
Posted By TomHaverford
i picked middle just because there wasn't a "f***...

i picked middle just because there wasn't a "f*** if i know" option
Forum: Group & Health Specialty Exam 10-31-2018, 12:10 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
for all their talk about how we need to know the...

for all their talk about how we need to know the syllabus and not rely on study materials, they sure don't seem the know the syllabus very well.

their communication skills are also lacking. it...
Forum: Group & Health Specialty Exam 10-31-2018, 10:55 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
:iatp:

:iatp:
Forum: Group & Health Specialty Exam 10-31-2018, 10:55 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
always good when you still can't be 100% sure on...

always good when you still can't be 100% sure on how to perform the calculation even with the textbook right in front of you
Forum: Group & Health Specialty Exam 10-31-2018, 01:12 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
jesus, of course that's one that didn't make the...

jesus, of course that's one that didn't make the notecards. i swear they buy this shit from these companies and intentionally deviate
Forum: Group & Health Specialty Exam 10-31-2018, 12:19 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
good thing you'll never know if they did or...

good thing you'll never know if they did or didn't and you can't ask them to find out
Forum: Group & Health Specialty Exam 10-31-2018, 12:12 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
this is pretty much what i put. i also made up...

this is pretty much what i put. i also made up some BS about capacity to do annual rate increases and risk profile of target market determining structure. i don't work in MS but aren't there UW and...
Forum: Group & Health Specialty Exam 10-31-2018, 12:10 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
oh yeah, forgot about this one. i got close with...

oh yeah, forgot about this one. i got close with 15% MCRAF discount and i guessed 15% for 0-3mm and 6.7% for 3mm+. that's all right except it's 10.5% for 0-3mm. so i wound up doing...
Forum: Group & Health Specialty Exam 10-31-2018, 12:05 AM
Replies: 322
Views: 15,395
Posted By TomHaverford
this is the part that drives me nuts. there's...

this is the part that drives me nuts. there's 700+ pages of source material for this exam. it's bad enough you're only asking us literally 4 questions (almost 200 pages per question) but then to have...
Forum: Group & Health Specialty Exam 10-30-2018, 11:49 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
you know if you're having to say "hopefully they...

you know if you're having to say "hopefully they give me some partial credit there" for like 1/4 the exam that things won't end well for you
Forum: Group & Health Specialty Exam 10-30-2018, 11:48 PM
Replies: 322
Views: 15,395
Posted By TomHaverford
we didn't list the same risks but we put...

we didn't list the same risks but we put basically the same descriptions for each one, calling out CMO incentives and conflicts of interest with other departments, RBC ratios, capital strain, etc
Showing results 1 to 25 of 300

 

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