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Search: Posts Made By: WellThen
Forum: Non-Actuarial Personal Finance/Investing 04-08-2018, 08:04 PM
Replies: 1,330
Views: 159,487
Posted By WellThen
Even if there is a dip, people who hold equities...

Even if there is a dip, people who hold equities will get bailed out anyway. Just focus on securing inflation resistant cash flow.
Forum: Software & Technology 03-11-2018, 08:05 AM
Replies: 152
Views: 13,542
Posted By WellThen
Bitrate is undervalued by consumers. Streaming...

Bitrate is undervalued by consumers. Streaming live sports looks terrible to me for this reason. Anytime there is quick action, there is so much tearing and blurring. It doesn’t happen with...
Forum: Pension - Social Security 02-19-2018, 07:59 AM
Replies: 822
Views: 34,102
Posted By WellThen
Perhaps not. Their kids and grandkids might be...

Perhaps not. Their kids and grandkids might be beneficiaries of a nice inheritance and other benefits of having financially secure grandparents.
Forum: Property - Casualty / General Insurance 02-12-2018, 01:03 PM
Replies: 95
Views: 25,482
Posted By WellThen
https://en.wikipedia.org/wiki/Mortgage-backed_secu...

https://en.wikipedia.org/wiki/Mortgage-backed_security
Forum: Non-Actuarial Personal Finance/Investing 02-05-2018, 03:27 PM
Replies: 1,330
Views: 159,487
Posted By WellThen
Hah, do we ever?

Hah, do we ever?
Forum: Non-Actuarial Personal Finance/Investing 02-04-2018, 10:38 AM
Replies: 1,330
Views: 159,487
Posted By WellThen
I wouldn't recommend that either. I was just...

I wouldn't recommend that either. I was just making a tongue in cheek comment about how as much as my country likes to talk about free markets and self made men and whatnot, at the end of the day...
Forum: Non-Actuarial Personal Finance/Investing 02-04-2018, 05:43 AM
Replies: 1,330
Views: 159,487
Posted By WellThen
It's unAmerican to not have complete faith the...

It's unAmerican to not have complete faith the government will prop up the market as much as it has to to make the numbers to up. Nevermind that more of the share of resources and paper wealth are...
Forum: Software & Technology 01-26-2018, 09:23 AM
Replies: 58
Views: 4,250
Posted By WellThen
iPhones in my family tend to last at least 3,...

iPhones in my family tend to last at least 3, even 4 years.
Forum: Non-Actuarial Personal Finance/Investing 01-13-2018, 06:39 AM
Replies: 804
Views: 102,769
Posted By WellThen
I don't think it's worth it either, depending on...

I don't think it's worth it either, depending on what your other income producing opportunities are. Easiest route I found though is having $50k plus with Bank of America/Merrill Lynch and using the...
Forum: Non-Actuarial Personal Finance/Investing 01-13-2018, 06:32 AM
Replies: 49
Views: 2,975
Posted By WellThen
GNUcash works for me. I don't know if you can...

GNUcash works for me. I don't know if you can make a budget, but I just use it to track everything.
Forum: Non-Actuarial Topics 08-26-2017, 10:08 AM
Replies: 289
Views: 20,408
Posted By WellThen
I would wager the overlap between Kmart shoppers...

I would wager the overlap between Kmart shoppers and Whole Foods shopper is not high enough to warrant it. Whole Foods business isn't that spectacular as it is, even though they're in all the...
Forum: Finance - Investments 07-12-2017, 08:10 PM
Replies: 344
Views: 77,579
Posted By WellThen
While it may not be completely inaccurate, note...

While it may not be completely inaccurate, note that it's a Koch study so I would assume it has a political purpose.
Forum: Finance - Investments 07-02-2017, 11:08 AM
Replies: 749
Views: 163,382
Posted By WellThen
At some point, I presume businesses and...

At some point, I presume businesses and individual will decide that the risk of nonpayment is too high to do business with Illinois.
Forum: Health - Disability 06-30-2017, 04:10 PM
Replies: 10
Views: 2,229
Posted By WellThen
Is this maneuver legal because Horizon BCBSNJ is...

Is this maneuver legal because Horizon BCBSNJ is a not for profit? I can't imagine what law would give the state the right to seize a specific non governmental entities funds just because they feel...
Forum: Software & Technology 05-05-2017, 08:31 AM
Replies: 17
Views: 1,742
Posted By WellThen
I use two of these in my car, one in the front...

I use two of these in my car, one in the front and one in the back:

http://www.spytecinc.com/mobius-1080p-hd-action-camera.html

The software is pretty easy to use, but it's super basic (which...
Forum: Pension - Social Security 04-14-2017, 09:25 AM
Replies: 1,782
Views: 116,275
Posted By WellThen
When talking about taxpayer funded pensions, it...

When talking about taxpayer funded pensions, it seems a key component ignored is the cost of corruption and the political objectives of today (e.g. being voted into office) colliding with the...
Forum: General Actuarial 03-22-2017, 09:03 PM
Replies: 955
Views: 169,143
Posted By WellThen
Due to the nature of the conflicts of interests...

Due to the nature of the conflicts of interests in government funded pensions, I don't think it's quite the same. There are numerous incentives for politicians and unions to manipulate the numbers,...
Forum: Pension - Social Security 12-15-2016, 08:11 AM
Replies: 1,341
Views: 124,552
Posted By WellThen
Perhaps there can be an assumption to account for...

Perhaps there can be an assumption to account for the moral hazard of politicians being able to purchase votes from government employees by promising benefits way out into the future and obfuscating...
Forum: Pension - Social Security 09-01-2016, 07:50 AM
Replies: 279
Views: 87,957
Posted By WellThen
Same situation in the US, except it's the...

Same situation in the US, except it's the government cheating on its "taxes" (contributions to pension funds) by skipping payments or using unreasonable assumptions to pretend obligations don't...
Forum: Pension - Social Security 08-19-2016, 05:21 PM
Replies: 262
Views: 42,011
Posted By WellThen
As a taxpayer, this is an unbelievably offensive...

As a taxpayer, this is an unbelievably offensive line of thinking. Remove this ridiculous "we can tax whoever we want when we want" mindset and watch everyone get their ducks in a row. Imagine if...
Forum: Health - Disability 08-12-2016, 01:56 PM
Replies: 11
Views: 1,282
Posted By WellThen
It's amazingly unfair that large employer...

It's amazingly unfair that large employer sponsored health insurance gets a tax break, but someone buying health insurance themselves gets nothing, which would include a sizable low income...
Forum: Pension - Social Security 04-19-2016, 06:12 PM
Replies: 63
Views: 19,133
Posted By WellThen
[/QUOTE] :rofl:

[/QUOTE]

:rofl:
Forum: Pension - Social Security 06-25-2015, 05:05 PM
Replies: 1,761
Views: 232,454
Posted By WellThen
Switching employers after 3 or 4 years doesn't...

Switching employers after 3 or 4 years doesn't seem like job hopping to me, at least from what I'm used to seeing in NYC area.
Forum: Pension - Social Security 02-25-2015, 09:39 AM
Replies: 493
Views: 104,920
Posted By WellThen
[/QUOTE] Isn't there a term for this type of...

[/QUOTE]

Isn't there a term for this type of scheme...starts with a P, I think.
Forum: Pension - Social Security 06-02-2014, 01:17 PM
Replies: 1,492
Views: 199,400
Posted By WellThen
I assume you meant "justified".

I assume you meant "justified".
Showing results 1 to 25 of 300

 

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