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Search: Posts Made By: Jwallace
Forum: Life 10-16-2015, 09:04 AM
Replies: 9
Views: 2,117
Posted By Jwallace
I respectfully disagree. Those buying life...

I respectfully disagree. Those buying life insurance for accumulation purposes seem unlikely to change course and go to cheap death benefits. I suspect they'd seek out other alternative asset...
Forum: General Actuarial 10-16-2015, 08:58 AM
Replies: 53
Views: 6,575
Posted By Jwallace
2015 SOA Annual Meeting

Meep, I passed along your slide deck to some colleagues who love thinking about spreadsheets. I may have new recruits for eusprig
Forum: General Actuarial 10-13-2015, 06:46 PM
Replies: 53
Views: 6,575
Posted By Jwallace
Thanks for the tip!

Thanks for the tip!
Forum: General Actuarial 10-13-2015, 11:38 AM
Replies: 53
Views: 6,575
Posted By Jwallace
Any tips for Tuesday dinner? I'm not important...

Any tips for Tuesday dinner? I'm not important enough to have reinsurer or IT partner dinners planned
Forum: General Actuarial 10-12-2015, 01:15 PM
Replies: 53
Views: 6,575
Posted By Jwallace
One guy is just snapping photos of the event...

One guy is just snapping photos of the event booklet 😁
Forum: General Actuarial 10-12-2015, 12:09 PM
Replies: 53
Views: 6,575
Posted By Jwallace
I'm attending MPC's session this afternoon. 😎...

I'm attending MPC's session this afternoon. 😎 all the cool kids will be there, and also me. Anyone have want to meet up for lunch Monday.
Forum: Life 05-02-2014, 05:04 PM
Replies: 37
Views: 4,128
Posted By Jwallace
"Dear sir or madam. You applied for insurance at...

"Dear sir or madam. You applied for insurance at non-tobacco user rates, but your Instagram feed clearly indicates otherwise."
Forum: Chat with the Candidates & Exam Committee 05-02-2014, 05:02 PM
Replies: 19
Views: 3,187
Posted By Jwallace
I don't think you can get as deep of questions on...

I don't think you can get as deep of questions on multiple choice. How do you demonstrate that you can integrate information across systems, perform analysis, and make a recommendation in a multiple...
Forum: Life 04-25-2014, 06:12 PM
Replies: 37
Views: 4,128
Posted By Jwallace
Is it fraud? Maybe. Not sure if there are other...

Is it fraud? Maybe. Not sure if there are other ramifications there. But you've got a point - the incentives sure seem to encourage "quit for a couple weeks before you apply for life insurance and...
Forum: Life 04-17-2014, 11:54 AM
Replies: 9
Views: 1,799
Posted By Jwallace
I'm not sure I agree with your comment about...

I'm not sure I agree with your comment about Whole Life, but I do agree with your conclusion on UL, which is what you were asking about in the first place.
Forum: Life 04-10-2014, 11:29 AM
Replies: 9
Views: 1,799
Posted By Jwallace
Jason, I'm afraid you're in a pickle. I think...

Jason, I'm afraid you're in a pickle. I think that your 7702 and 7702A testing won't give you credit for this rider (it's not a QAB) when computing the limit and that the total premium paid, whether...
Forum: Life 02-28-2014, 12:17 PM
Replies: 11
Views: 2,160
Posted By Jwallace
My answer presumes that you have a fairly...

My answer presumes that you have a fairly well-functioning organization. You know, the sort of organization where Actuarial management recognizes that nobody wants a product with zero sales, and...
Forum: Life 02-05-2014, 11:40 AM
Replies: 10
Views: 1,289
Posted By Jwallace
If your product produces low or negative EGMs it...

If your product produces low or negative EGMs it could result in increasing DAC balances.
Forum: Life 09-20-2013, 12:26 PM
Replies: 61
Views: 12,762
Posted By Jwallace
I think you do misunderstand. Wally is...

I think you do misunderstand. Wally is suggesting that the cash value reflect the present value of future benefits, as it would under a traditional life chassis. Then the reserves are floored at...
Forum: Professional Surveys 09-20-2013, 12:17 PM
Replies: 46
Views: 10,568
Posted By Jwallace
Sure, and I think we agree with one another. But...

Sure, and I think we agree with one another. But I don't think there's much value in having the CIO be able to actually program in the language.
Forum: Life 09-20-2013, 12:14 PM
Replies: 3
Views: 747
Posted By Jwallace
Agreed.

Agreed.
Forum: Professional Surveys 09-13-2013, 12:07 PM
Replies: 46
Views: 10,568
Posted By Jwallace
I agree that the front-line folks need more than...

I agree that the front-line folks need more than Access or Excel. However, if you're a manager and you're thinking to yourself, "I need to learn programming language X," you're doing something wrong.
Forum: Life 09-09-2013, 11:14 AM
Replies: 20
Views: 4,084
Posted By Jwallace
Side question: do you believe your dynamic lapse...

Side question: do you believe your dynamic lapse formula is producing a reasonable result? I know we all love our models, but it might be worth sanity checking that result before [blindly] applying...
Forum: Chat with the Candidates & Exam Committee 08-14-2013, 11:21 AM
Replies: 339
Views: 30,240
Posted By Jwallace
I understand that there are ballot systems with...

I understand that there are ballot systems with an option for "none of the above are acceptable to me". If that option gets the highest vote tally than the candidates are thrown out and a new ballot...
Forum: Software & Technology 08-09-2013, 04:05 PM
Replies: 30
Views: 2,394
Posted By Jwallace
Testing standard nonforfeiture law compliance for...

Testing standard nonforfeiture law compliance for every combination of gender, term length, issue age, class, etc. Doing it for one cell manually was easy enough in the existing spreadsheet but...
Forum: Life 07-29-2013, 06:30 PM
Replies: 3
Views: 785
Posted By Jwallace
You're on the right track. You may be able to...

You're on the right track. You may be able to get there with some simplifying assumptions and conservation of total deaths.
Forum: Life 07-29-2013, 06:28 PM
Replies: 13
Views: 2,324
Posted By Jwallace
Does your audience already understand how the...

Does your audience already understand how the current US regulatory regime is set up? I would approach it as formulaic vs modeled, but that relies on your audience understanding the formulaic part.
Forum: Pension - Social Security 06-27-2013, 05:32 PM
Replies: 574
Views: 202,969
Posted By Jwallace
If the industrious Germans can't work, what...

If the industrious Germans can't work, what chance to the rest of us have?
Forum: Finance - Investments 06-07-2013, 03:52 PM
Replies: 5
Views: 1,765
Posted By Jwallace
Some might suggest that very long liabilities,...

Some might suggest that very long liabilities, such as pensions or SPIA, could be matched with some blend of long bonds and stocks. Others feel that using any "risk asset" to back fixed liabilities...
Forum: General Actuarial 05-31-2013, 02:26 PM
Replies: 1,117
Views: 249,106
Posted By Jwallace
If some people do this, and some of them pass one...

If some people do this, and some of them pass one exam but not the other...
Showing results 1 to 25 of 261

 

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