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Search: Posts Made By: lulzEMH
Forum: Health and Fitness Forum Today, 09:46 AM
Replies: 209
Views: 13,486
Posted By lulzEMH
I would consider a new Doc. I stuck with mine but...

I would consider a new Doc. I stuck with mine but I wasn't impressed how she handled it. After one Blood Test she was ready to get me going on T. I ended up going to an endocrinologist, wasted a lot...
Forum: Non-Actuarial Personal Finance/Investing 12-08-2017, 09:45 AM
Replies: 66
Views: 7,109
Posted By lulzEMH
I had wondered the same thing. Seemed unlikely...

I had wondered the same thing. Seemed unlikely that many people held from say 100 to 10,0000. And even then that required a cool 10k initial investment.


I suspect we have a lot of nonbitcoin...
Forum: TV Shows, Movies, Books, etc 12-04-2017, 02:36 PM
Replies: 13
Views: 545
Posted By lulzEMH
Two episodes in and really liking it. I much...

Two episodes in and really liking it. I much prefer a normal human character vs the walking bullet shield like Luke Cage.
Forum: Software & Technology 12-01-2017, 07:27 AM
Replies: 42
Views: 1,260
Posted By lulzEMH
Wife and I had been every 2 years since about...

Wife and I had been every 2 years since about 2006 (largely due to contract structure + desire for new tech). We are now about 28 months in though and it seems like we'll probably go about 3 years as...
Forum: Non-Actuarial Personal Finance/Investing 11-29-2017, 04:41 PM
Replies: 36
Views: 1,416
Posted By lulzEMH
Yeah, that's what I was dealing with when I set...

Yeah, that's what I was dealing with when I set mine up for my nephew. My state didn't offer a tax incentive at the time and the fees were much higher than Nevada's so I went that route. Luckily, my...
Forum: Non-Actuarial Personal Finance/Investing 11-29-2017, 12:15 PM
Replies: 36
Views: 1,416
Posted By lulzEMH
Agree, I should look more closely into it. I know...

Agree, I should look more closely into it. I know my MIL makes donations to some of her grandkids accounts that she doesn't own and her accountant gives her the deduction. When I was filing this last...
Forum: Non-Actuarial Personal Finance/Investing 11-29-2017, 11:40 AM
Replies: 36
Views: 1,416
Posted By lulzEMH
But they would contribute it to a 529 that I...

But they would contribute it to a 529 that I own/with my kids listed as the beneficiaries. Isn't it out of their control at that point? In my state we get 20% up to 5k contributed back. The best I...
Forum: Non-Actuarial Personal Finance/Investing 11-29-2017, 11:20 AM
Replies: 36
Views: 1,416
Posted By lulzEMH
How frowned upon is it to simply gift money to a...

How frowned upon is it to simply gift money to a family member and have them contribute it to a 529 for your kid that you control? Can either split the their tax incentive or let them keep it. What...
Forum: Non-Actuarial Personal Finance/Investing 11-27-2017, 02:15 PM
Replies: 36
Views: 1,416
Posted By lulzEMH
Ok, I think mine were all 401k types. I know the...

Ok, I think mine were all 401k types. I know the first one I set up for nephew was in Nevada because it had the best/cheapest investment options at the time. (Neither I nor my nephew live there)....
Forum: Non-Actuarial Personal Finance/Investing 11-27-2017, 01:02 PM
Replies: 36
Views: 1,416
Posted By lulzEMH
out of state? I didn't think what state they go...

out of state? I didn't think what state they go to school in mattered for using the 529 funds.
Forum: Non-Actuarial Topics 11-12-2017, 11:49 AM
Replies: 84
Views: 2,838
Posted By lulzEMH
I grew up one of two kids and both parents...

I grew up one of two kids and both parents worked. They made it a point to attend as many sporting events as they could. I am not sure how much I appreciated it at the time but I do recall feeling...
Forum: Non-Actuarial Personal Finance/Investing 11-08-2017, 06:07 PM
Replies: 20
Views: 3,169
Posted By lulzEMH
We paid about $3000 for all three things as well....

We paid about $3000 for all three things as well. Talked to some friends and they seemed to have averaged about 1k. We didn't shop around, just used in laws lawyer, and regretted it after.

If...
Forum: TV Shows, Movies, Books, etc 10-30-2017, 04:50 PM
Replies: 36
Views: 1,276
Posted By lulzEMH
I've watched 3 or 4 episodes and really enjoy the...

I've watched 3 or 4 episodes and really enjoy the quirky humor. My wife hates it though.

Didn't see an amazon Original thread so I'll just put out there that my wife and I both really enjoyed...
Forum: Non-Actuarial Personal Finance/Investing 10-06-2017, 09:36 AM
Replies: 254
Views: 24,170
Posted By lulzEMH
I'm planning to basically still use my HSA card...

I'm planning to basically still use my HSA card to pay for small deductibles and stuff since I don't want to track charges under 10 bucks. But for things that are 100+ I figure its reasonable for...
Forum: Non-Actuarial Personal Finance/Investing 10-05-2017, 06:18 PM
Replies: 254
Views: 24,170
Posted By lulzEMH
Wasn't planned but thanks to Mr F I've made a lot...

Wasn't planned but thanks to Mr F I've made a lot of changes that should optimize taxes. Tax planning had always been needed and unfortunately ignored.


Invested HSA account money, set up a...
Forum: Sports 09-27-2017, 03:39 PM
Replies: 118
Views: 2,772
Posted By lulzEMH
So far only Adidas is implicated correct?

So far only Adidas is implicated correct?
Forum: TV Shows, Movies, Books, etc 09-20-2017, 11:47 PM
Replies: 31
Views: 1,390
Posted By lulzEMH
My wife and I are about 5 episodes into Friends...

My wife and I are about 5 episodes into Friends From College and we are really enjoying it.
f
The only part I really don't like is the casual approach that the show takes toward marital infidelity...
Forum: Non-Actuarial Personal Finance/Investing 09-14-2017, 11:26 AM
Replies: 32
Views: 2,886
Posted By lulzEMH
Another odd thing. My plan only allows me to set...

Another odd thing. My plan only allows me to set the after tax contribution up to 15% of salary.

From what I've read the 5500 IRA limit doesn't count toward the 54k max does it? I.E. my wife who...
Forum: Non-Actuarial Personal Finance/Investing 09-13-2017, 11:00 PM
Replies: 32
Views: 2,886
Posted By lulzEMH
Thanks that was very helpful. I think mine is...

Thanks that was very helpful. I think mine is tracking separately as thats why I can't roll over my accidental post tax contributions from like 2004 as it was under a different administrator and I'm...
Forum: Non-Actuarial Personal Finance/Investing 09-13-2017, 04:52 PM
Replies: 32
Views: 2,886
Posted By lulzEMH
Talked to another rep and it turns out we can do...

Talked to another rep and it turns out we can do an in service rollover six per 6 months. (Guess the after tax money I have in there was prior to some hard cutoff date and not eligible?).

Sounds...
Forum: Non-Actuarial Personal Finance/Investing 09-07-2017, 01:39 PM
Replies: 32
Views: 2,886
Posted By lulzEMH
That link was useful. Thanks. Currently my...

That link was useful. Thanks.

Currently my wife has a Roth IRA while I have a Traditional. So I think she could open a Traditional and then roll it over without any issues. These things are always...
Forum: Non-Actuarial Personal Finance/Investing 09-07-2017, 01:01 PM
Replies: 32
Views: 2,886
Posted By lulzEMH
I think maybe it was already posted but I just...

I think maybe it was already posted but I just realized there is no income limit on Traditional IRA contributions (just the tax deductability of the contributions).

To the extent the 401k sponsor...
Forum: Non-Actuarial Personal Finance/Investing 08-30-2017, 04:26 PM
Replies: 28
Views: 2,495
Posted By lulzEMH
In another thread there was a good discussion...

In another thread there was a good discussion about putting in after tax contributions to your 401k (up to the 54k max) so that they can be rolled into Roth IRA's at future times. Not going to help...
Forum: Non-Actuarial Personal Finance/Investing 08-22-2017, 01:54 PM
Replies: 60
Views: 4,901
Posted By lulzEMH
Yeah, that's what I meant from hiding from the...

Yeah, that's what I meant from hiding from the wife. Bad joke, but basically just easiest to avoid the temptation to spend money that hidden in tax favored accounts vs bank (may or may not actually...
Forum: Non-Actuarial Personal Finance/Investing 08-22-2017, 07:13 AM
Replies: 60
Views: 4,901
Posted By lulzEMH
Maybe forced savings that is semi hidden from the...

Maybe forced savings that is semi hidden from the wife?
Showing results 1 to 25 of 300

 

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