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Search: Posts Made By: NormalDan
Forum: MAS-I Yesterday, 04:33 PM
Replies: 7
Views: 207
Posted By NormalDan
I wouldn't delay exams as much as possible. The...

I wouldn't delay exams as much as possible. The OCs aren't much of a replacement for passing an exam.
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM Yesterday, 03:19 PM
Replies: 9
Views: 359
Posted By NormalDan
Yeah I think that's bold

Yeah I think that's bold
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM Yesterday, 03:09 PM
Replies: 9
Views: 359
Posted By NormalDan
I think we'll have some significant selection...

I think we'll have some significant selection bias problems
Forum: Property - Casualty / General Insurance Yesterday, 11:38 AM
Replies: 49
Views: 2,519
Posted By NormalDan
Isn't your point that the FSA would have...

Isn't your point that the FSA would have flexibility, thus will [continue to] always have to prove qualifications for health? How do you know he's not a Life guy instead? Or now a GI guy?
Forum: Non-Actuarial Topics 06-18-2019, 04:37 PM
Replies: 68
Views: 1,165
Posted By NormalDan
:lol: And why go to Iceland if you're going to...

:lol: And why go to Iceland if you're going to ride while riding in the helicopter!?
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-18-2019, 03:53 PM
Replies: 52
Views: 2,181
Posted By NormalDan
No! I will not hear that!... the stuff on MFE is...

No! I will not hear that!... the stuff on MFE is super useless as well
Forum: Non-Actuarial Topics 06-18-2019, 03:23 PM
Replies: 49
Views: 1,041
Posted By NormalDan
:tfh:

:tfh:
Forum: Property - Casualty / General Insurance 06-18-2019, 03:15 PM
Replies: 14
Views: 329
Posted By NormalDan
I'd be careful how you describe it. IME HO...

I'd be careful how you describe it. IME HO premium trend is normally average on-leveled premium per house year, thus inflationary changes in coverage exert strong upward pressure and result in the...
Forum: Non-Actuarial Topics 06-18-2019, 03:09 PM
Replies: 68
Views: 1,165
Posted By NormalDan
The big flaw is the assumption that the value of...

The big flaw is the assumption that the value of his time is uniform. Maybe he's standing waiting for his helicopter when $100 floats by. May as well grab the $100.
Forum: Exam 8 (old Part 9) - Advanced Ratemaking 06-18-2019, 02:58 PM
Replies: 197
Views: 16,581
Posted By NormalDan
Getting closer!

Getting closer!
Forum: Non-Actuarial Topics 06-18-2019, 02:55 PM
Replies: 49
Views: 1,041
Posted By NormalDan
Wait I can't say Sheila or Bruce now??

Wait I can't say Sheila or Bruce now??
Forum: Property - Casualty / General Insurance 06-18-2019, 02:47 PM
Replies: 14
Views: 329
Posted By NormalDan
Since you're measuring premium trend as the trend...

Since you're measuring premium trend as the trend in premium per coverage it's not surprising it could go negative. If the only rating variables you had were coverage amount and deductible, since you...
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-18-2019, 02:42 PM
Replies: 52
Views: 2,181
Posted By NormalDan
:iatp: On the road again...

:iatp:

On the road again...
Forum: Property - Casualty / General Insurance 06-18-2019, 02:32 PM
Replies: 14
Views: 329
Posted By NormalDan
Without book shift it's pretty weird to have...

Without book shift it's pretty weird to have negative premium trend.

If you do have shift (say away from coastal areas, etc.) then it's perfectly normal.
Forum: Property - Casualty / General Insurance 06-18-2019, 02:31 PM
Replies: 14
Views: 329
Posted By NormalDan
It can, but it's pretty weird without meaningful...

It can, but it's pretty weird without meaningful book shift.

In a steady state you're always going to have some sort of inflationary pressure and, again without book shift, you're not often going...
Forum: Exam 8 (old Part 9) - Advanced Ratemaking 06-18-2019, 02:06 PM
Replies: 197
Views: 16,581
Posted By NormalDan
I've got two kids and a third on the way. No time...

I've got two kids and a third on the way. No time like the present!
Forum: Non-Actuarial Topics 06-17-2019, 04:56 PM
Replies: 72
Views: 1,716
Posted By NormalDan
As an actuary this sounds like a reasonable...

As an actuary this sounds like a reasonable setup, as someone who has dated before this sounds risky... :popcorn:
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 02:34 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
Fail :(

Fail :(
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 02:17 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
Maybe they meant 2-3 PST

Maybe they meant 2-3 PST
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 02:03 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
They like to play with their food

They like to play with their food
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 02:01 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
it's late!

it's late!
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 01:54 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
The F5 spamming is about to officially begin

The F5 spamming is about to officially begin
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 01:35 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
These Pacific timezone people get spoiled finding...

These Pacific timezone people get spoiled finding out their result before lunch.
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 01:15 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
:iatohnoes:

:iatohnoes:
Forum: Exam 7 (new) - Estimation of Policy Liability & ERM 06-17-2019, 12:04 PM
Replies: 2,884
Views: 181,949
Posted By NormalDan
Moments like these are why redundancies are...

Moments like these are why redundancies are important :judge:
Showing results 1 to 25 of 300

 

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