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Search: Posts Made By: Numbers Nerd
Forum: Non-Actuarial Topics 04-17-2018, 02:59 PM
Replies: 25
Views: 732
Posted By Numbers Nerd
Chevy had this same pitch in their truck...

Chevy had this same pitch in their truck commercials a few years back. I agree that unthinking people will interpret this wrong. I always thought of it as something like a persistency table:
...
Forum: Non-Actuarial Topics 04-17-2018, 02:46 PM
Replies: 69
Views: 1,574
Posted By Numbers Nerd
Mentioned above, but worth repeating. While the...

Mentioned above, but worth repeating. While the tax rates went down, often times your taxable income is going up under the new law, due to the removal of the personal exemption and the $10k cap on...
Forum: Bridge 04-12-2018, 02:27 PM
Replies: 43
Views: 1,896
Posted By Numbers Nerd
I also lean towards 3H. That bid shows extra...

I also lean towards 3H. That bid shows extra values and at least 5-5, but of course you are short of the values for a jump to 3H over 1NT, so that narrows your range, perhaps to something like...
Forum: Life 04-11-2018, 12:14 PM
Replies: 11
Views: 727
Posted By Numbers Nerd
I agree with the above comments, and I'll add one...

I agree with the above comments, and I'll add one more:

What about when your reinsurer raises rates? Much of the business written in in the mid-2000's was reinsured, and some of those reinsurers...
Forum: Non-Actuarial Topics 04-03-2018, 04:42 PM
Replies: 40
Views: 1,250
Posted By Numbers Nerd
I've used an online bank for my savings account...

I've used an online bank for my savings account for thirteen years. For checking, I've stuck with a local bank, primarily because it has lots of ATM's in the area (which are thus free to use). I...
Forum: Sports 03-29-2018, 03:55 PM
Replies: 196
Views: 11,457
Posted By Numbers Nerd
For the tenth year in a row. Woo hoo!!!

For the tenth year in a row. Woo hoo!!!
Forum: Bridge 03-29-2018, 02:27 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
[[spoiler removed]] Now I think I'll go look at...

[[spoiler removed]]
Now I think I'll go look at other's choices.
Forum: Finance - Investments 03-08-2018, 04:26 PM
Replies: 2
Views: 381
Posted By Numbers Nerd
Year Spot Forward 0 0.00% 0.50% ...

Year Spot Forward
0 0.00% 0.50%
0.25 0.40% 0.59%
0.5 0.43% 0.70%
0.75 0.47% 0.82%
1 0.50% 0.94%

This is something from a spreadsheet we use, with actual rates from 2/28. Basically you...
Forum: Non-Actuarial Topics 03-08-2018, 02:47 PM
Replies: 95
Views: 2,079
Posted By Numbers Nerd
My wife drove a 2007 Santa Fe - it cost very...

My wife drove a 2007 Santa Fe - it cost very little to maintain and still goes perfectly, with 175,000 miles. She replaced it with a 2016 Subaru Outback, which also is a virtually perfect car for...
Forum: Bridge 03-08-2018, 12:35 PM
Replies: 43
Views: 1,896
Posted By Numbers Nerd
Thinking about partner's shape. RHO has five...

Thinking about partner's shape. RHO has five spades for bidding 1S over 1H. With LHO bidding 1NT, he has 1-2 spades, so partner has 0-1 spade. The opponents have shown a good diamond fit, so with...
Forum: Bridge 03-08-2018, 12:27 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
Sorry this is late. Here are my thoughts, with <...

Sorry this is late. Here are my thoughts, with < 5 minutes total thinking, and zero reading of other responses:
A) 3S. Probably bid 5C next, but truthfully this depends on our agreed-upon style of...
Forum: Bridge 02-28-2018, 02:31 PM
Replies: 4
Views: 261
Posted By Numbers Nerd
This morning I played a hand where I opened a...

This morning I played a hand where I opened a light 1S in third seat, LHO overcalled 1NT, and my partner bot doubled, holding Jx, xx, xx, AKQ10xx. Great double! Opening lead? the spade jack.
Forum: Bridge 02-20-2018, 11:25 AM
Replies: 43
Views: 1,896
Posted By Numbers Nerd
For the record, I submitted 2NT - I'm a chicken,...

For the record, I submitted 2NT - I'm a chicken, I guess.
Forum: Bridge 02-15-2018, 02:40 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
Ok, I'll bite. I've played a canapé system for...

Ok, I'll bite. I've played a canapé system for many years with one of my favorite partners. A canapé bidding system involves opening your shorter (4-card) suit before your longer (5+ card) suit. ...
Forum: Bridge 02-07-2018, 01:06 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
From BWS 2017: Among advancer's actions when...

From BWS 2017: Among advancer's actions when responder raises opener: a double is not for penalty (for takeout or showing general values, depending on level).
Forum: Bridge 02-07-2018, 01:05 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
From BWS 2017: Among advancer's actions when...

From BWS 2017: Among advancer's actions when responder raises opener: a double is not for penalty (for takeout or showing general values, depending on level).
Forum: Bridge 02-07-2018, 12:56 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
A) 3H. A lack of aces dissuades me from both...

A) 3H. A lack of aces dissuades me from both double and 2NT. I've underbid my hand a bit, but then again, I already chose not to make a game force, so 3H is consistent.
B) 2H. I strongly prefer...
Forum: Non-Actuarial Topics 01-25-2018, 02:55 PM
Replies: 82
Views: 13,086
Posted By Numbers Nerd
Statistical Models for Testing Illegal Communication

This is a copy/paste of an interesting new article by Greg Lawler, who is a math professor at the University of Chicago. Apologies for the length - I actually had to truncate the final 2% of the...
Forum: Life 01-16-2018, 05:16 PM
Replies: 14
Views: 2,225
Posted By Numbers Nerd
Yes, I agree. They knew for a long time that...

Yes, I agree. They knew for a long time that their LTC reserves were inadequate. They simply were content to let the annual losses hurt a little every year instead of recognizing a big loss all at...
Forum: Non-Actuarial Personal Finance/Investing 01-09-2018, 11:56 AM
Replies: 5
Views: 583
Posted By Numbers Nerd
If you put a chunk into a Roth IRA, that would...

If you put a chunk into a Roth IRA, that would grow tax free for a long time. I would advocate enjoying some of it - maybe a nice vacation, but paying down debt and long-term savings is a plan that...
Forum: Bridge 01-04-2018, 02:12 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
On F, I wish SW's 3NT had occurred to me. Opps...

On F, I wish SW's 3NT had occurred to me. Opps aren't raising hearts, so partner has some length to back up my Jx. Too bad I already submitted Dbl to TBW.
Forum: Bridge 01-04-2018, 02:03 PM
Replies: 205
Views: 8,327
Posted By Numbers Nerd
These problems seem too easy. I should be...

These problems seem too easy. I should be worried, I think.
[[spoiler removed]]
Forum: Non-Actuarial Personal Finance/Investing 01-02-2018, 04:52 PM
Replies: 8
Views: 752
Posted By Numbers Nerd
I think most states have similar rules - you pay...

I think most states have similar rules - you pay tax based on the state of residence rather than the state where you earned your pay. Here is a link to the Wisconsin Q&A:
...
Forum: Life 12-19-2017, 01:19 PM
Replies: 51
Views: 7,282
Posted By Numbers Nerd
Here is the link to the bill coming out of...

Here is the link to the bill coming out of Conference, along with a cut-and-paste of the Table of Contents page that details the Life Insurance Company changes. Note in particular the 8% tax reserve...
Forum: Bridge 12-19-2017, 01:00 PM
Replies: 43
Views: 1,896
Posted By Numbers Nerd
Why couldn't 2S show an 8-count and be passable? ...

Why couldn't 2S show an 8-count and be passable?

Actually you just pitch a heart if they lead a second round of clubs.
Showing results 1 to 25 of 300

 

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