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Search: Posts Made By: urysohn
Forum: Life 03-19-2018, 08:16 AM
Replies: 4
Views: 466
Posted By urysohn
The death benefit component is there because you...

The death benefit component is there because you are looking at a payout annuity. A plain vanilla payout annuity would have no death benefits, so that both parts of that second component would be...
Forum: Diversions 01-18-2018, 07:38 PM
Replies: 201,214
Views: 12,470,404
Posted By urysohn
:chump:

:chump:
Forum: Diversions 01-18-2018, 07:38 PM
Replies: 201,214
Views: 12,470,404
Posted By urysohn
Thump

Thump
Forum: Surveys 01-17-2018, 11:49 AM
Replies: 36
Views: 1,814
Posted By urysohn
ah, I'd thought you were using the word bar as a...

ah, I'd thought you were using the word bar as a drinking establishment or club.
clearly, I answered "no" on the poll but maybe "no" wasn't strong enough
Forum: Life 12-21-2017, 12:09 PM
Replies: 51
Views: 7,282
Posted By urysohn
It's inforce and new business. But there's an...

It's inforce and new business. But there's an additional paragraph that says the change in the inforce tax reserve is to be spread over an 8-year period. i.e. that you can include 1/8 of the...
Forum: Life 12-20-2017, 10:15 AM
Replies: 51
Views: 7,282
Posted By urysohn
The "tax reserve method" as defined in Section...

The "tax reserve method" as defined in Section 807 is just "CRVM" or "CARVM", not the interest and mortality used, even though that's how we tend to think of the "method"
Forum: Life 12-20-2017, 10:14 AM
Replies: 51
Views: 7,282
Posted By urysohn
It did [make it just the stat reserve]. The...

It did [make it just the stat reserve]. The meatier part of the bill (not the simple summary but the nuts and bolts) included "remove paragraphs 1,2,4, and 5" from 807.d, which was the section that...
Forum: Life 12-20-2017, 09:25 AM
Replies: 51
Views: 7,282
Posted By urysohn
Upon reading PWC's summary (linked above), I see...

Upon reading PWC's summary (linked above), I see it is simply 92.81% of the stat reserve, which I'd not realized before.
Forum: Life 12-19-2017, 05:19 PM
Replies: 51
Views: 7,282
Posted By urysohn
Based on the wording choices and the current...

Based on the wording choices and the current structure of Section 807 (note especially where "tax reserve method" appears in relation to the calculations), I'd say it's (A).
Forum: Life 12-19-2017, 05:06 PM
Replies: 51
Views: 7,282
Posted By urysohn
The insurance-specific lines are a bit...

The insurance-specific lines are a bit misleading, since insurers will also benefit from the reduction in the corporate tax rate (35% --> 21%) which should more than offset the ~8% tax reserve change...
Forum: Life 12-01-2017, 04:10 PM
Replies: 2
Views: 897
Posted By urysohn
Broadly, we're calculate a shadow adjustment on...

Broadly, we're calculate a shadow adjustment on all our liabilities which would be impacted by an immediate drop in the earned rate of the assets backing that liability.

The adjustment is equal to...
Forum: Non-Actuarial Topics 11-21-2017, 10:39 AM
Replies: 23
Views: 745
Posted By urysohn
"You are out of off days" is not even close to...

"You are out of off days" is not even close to being the same thing as "you have a deadline to meet"
Forum: Life 11-14-2017, 09:24 AM
Replies: 1
Views: 729
Posted By urysohn
I don't work with IUL, but what you're describing...

I don't work with IUL, but what you're describing sounds like the primary intent of AG49 -- placing restrictions on the maximum crediting rates which can be illustrated for IUL. Simply from that...
Forum: Diversions 09-22-2017, 12:30 PM
Replies: 201,214
Views: 12,470,404
Posted By urysohn
It's not Fall until you need a jacket in the...

It's not Fall until you need a jacket in the morning, shorts in the afternoon, and back to the jacket in the evening.
Forum: Diversions 09-22-2017, 12:29 PM
Replies: 201,214
Views: 12,470,404
Posted By urysohn
:bump:

:bump:
Forum: Diversions 08-31-2017, 11:09 AM
Replies: 7,736
Views: 137,079
Posted By urysohn
+Portal -Mario 6 StarCraft 6 Pokemon ...

+Portal
-Mario


6 StarCraft
6 Pokemon
4 DOTA
5 God of War
5 Halo
5 Horizon Zero Dawn
Forum: Careers - Employment 08-18-2017, 12:02 PM
Replies: 108
Views: 8,393
Posted By urysohn
Do the hike! Corporate America will still be...

Do the hike! Corporate America will still be hear when you return. You're right that if you don't do it now, it will only get harder later.
Forum: Diversions 08-14-2017, 03:36 PM
Replies: 201,214
Views: 12,470,404
Posted By urysohn
55 in 30 weeks sounds crazy high. But then...

55 in 30 weeks sounds crazy high. But then again, so does 3 in 30 weeks :shrug:
Forum: Diversions 08-14-2017, 03:36 PM
Replies: 201,214
Views: 12,470,404
Posted By urysohn
Sounds like a questionable restaurant, if their...

Sounds like a questionable restaurant, if their food has so many mallardies.
Forum: Life 08-07-2017, 04:16 PM
Replies: 24
Views: 2,567
Posted By urysohn
Ah, a policyholder. That's relevant and helpful! ...

Ah, a policyholder. That's relevant and helpful!

Then I would suggest, using the return of a 30-year bond* as a proxy comparison.

Set up a spreadsheet with the following columns:
A. Year (1,...
Forum: Life 08-07-2017, 01:58 PM
Replies: 24
Views: 2,567
Posted By urysohn
It really depends on what you're using the...

It really depends on what you're using the information for. Almost any single answer is going to be incomplete or misleading. And it will also be dependent on who has ownership rights to each of...
Forum: Diversions 07-28-2017, 03:53 PM
Replies: 7,736
Views: 137,079
Posted By urysohn
- Dogs + Toons 21 Looney Toons Characters ...

- Dogs
+ Toons

21 Looney Toons Characters
104 Pizza Toppings
17 Breeds of Dogs
34 Fast Food Chains / Restaurants
Forum: Life 07-27-2017, 04:51 PM
Replies: 13
Views: 1,681
Posted By urysohn
Incorrect. Funding the policy at a level higher...

Incorrect. Funding the policy at a level higher than the amount allowable by 7702 (max of the guideline, or the premium reqd to keep policy inforce for one year) has quite a lot to do with its tax...
Forum: Diversions 07-25-2017, 04:06 PM
Replies: 7,736
Views: 137,079
Posted By urysohn
+1 Looney tunes -1 vid games 28 Looney...

+1 Looney tunes
-1 vid games

28 Looney Toons Characters
47 Pizza Toppings
21 Video Games
50 Breeds of Dogs
31 Fast Food Chains / Restaurants
Forum: Careers - Employment 07-25-2017, 04:04 PM
Replies: 68
Views: 3,489
Posted By urysohn
Personal belief: the requirement of having a...

Personal belief: the requirement of having a college degree to succeed in this field is obsolete. So I really don't care what your degree is in, if you have 3 (or so) exams passed.
Showing results 1 to 25 of 300

 

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