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Old 04-03-2018, 07:38 PM
Arlie_Proctor Arlie_Proctor is offline
Join Date: Dec 2001
Location: N.J.
College: Indiana University
Favorite beer: Becks
Posts: 1,203

You also need to be specific in your questions regarding whether you are looking at liability or first party coverages. The costs to recover and cleanse your own systems after an intrusion are completely different from the question of what the hacker stole from your systems and what it will cost to protect the consumers who gave you that data. Consider the difference between a retailer who uses a third party POS system and only tracks inventory internally to a bank and I think you'll see a big difference in liability exposures, all other things being equal.

In the interest of full disclosure, I don't work directly with cyber coverages.
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