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Old 07-13-2009, 07:30 PM
tope tope is offline
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Join Date: Oct 2003
Posts: 552
Default Luring healthy risks to a high cost product

I m looking at a scenario where you have 2 products, a PPO type product and an HDHP...The HDHP attracts younger healthier members due to low cost and saving component, but now you want to attract these younger members to a more costly PPO, but you dont want to change the price as much, is there any other incentive to get healthy risks to join a product like PPO, bearing in mind that cost is one of the attractive pieces of the HDHP in the first place
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