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  #11  
Old 01-17-2018, 10:37 AM
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No thank you. I'm heterosexual
Nobody asked you. Don't flatter yourself.
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  #12  
Old 01-17-2018, 10:56 AM
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Netflix and chill?
You had your chance at our APC
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Old 01-17-2018, 11:04 AM
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Nobody asked you. Don't flatter yourself.
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  #14  
Old 01-17-2018, 11:22 AM
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You had your chance at our APC
How do you think you ended up with that "spare" room key?
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  #15  
Old 01-17-2018, 11:22 AM
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How do you think you ended up with that "spare" room key?
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Old 01-17-2018, 11:33 AM
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What is going on here?
This is an investment thread.
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  #17  
Old 01-17-2018, 12:01 PM
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Oh right.

So anyway, me and wifeisapoissonprocess keep borderline excessively high cash reserves in addition to after-tax investments. If we both happened to lose our jobs, we could get by for a year and a half without having to dip into our investments. A lot of that stems from experience with family members issues with contingency planning.
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  #18  
Old 01-17-2018, 12:57 PM
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Oh right.

So anyway, me and wifeisapoissonprocess keep borderline excessively high cash reserves in addition to after-tax investments. If we both happened to lose our jobs, we could get by for a year and a half without having to dip into our investments. A lot of that stems from experience with family members issues with contingency planning.
When you say "excessively high"... like 1x gross income? More? And when you say "cash" do you mean liquid investments or actual cash?

I have a pretty substantial cash (read: liquid) reserve relative to what's in my retirement. Didn't max 401k until last year. Again, hard to say no to yourself and keep up high rates of saving when you're not even sure what the money's for. Faster retirement, I suppose.
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Old 01-17-2018, 12:57 PM
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haha I thought the age range was appropriate for most people considered to be someone who's unmarried with no children. Anyone with a lot of disposable income can feel free to reply.
I find that an odd view. Are you planning to wait until you're 34 then rush a marriage and kids before the biological clock turns over? (I got married at 23)

Do you consider a house an investment? I don't but if we include that, we probably hit the 50% mark. Houses in So Cal are expensive...
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  #20  
Old 01-17-2018, 02:39 PM
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If you count 401k I invest around 50% of net income. 27 years old, not married yet but have girlfriend of 3 years so hope to soon. Only major expenses are rent and a pretty expensive car. I am frugal with everything else lol
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