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Old 12-11-2019, 09:25 PM
BayesDeep BayesDeep is offline
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Default CGL is Excess when the named insured has been added as an additional insured?

I'm confused why this is glossed over in the text, and what are the implications of this?

When CGL Is Excess
Paragraph b. of the Other Insurance condition states that the CGL policy’s coverage is excess insurance if the other insurance is any of these types:
...
* Any primary insurance available to the named insured covering liability for damages arising out of premises or operations, or out of products and completed operations, for which the named insured has been added as an additional insured

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So being the named insured on 2 policies would be shared primary (unless you're not allowed to be named on two?), but being an additional insured always makes your own policy excess? What's the rationale?

Last edited by BayesDeep; 12-11-2019 at 09:29 PM..
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