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Old 06-07-2018, 07:35 PM
LastExamTaker LastExamTaker is offline
Join Date: Jan 2003
Location: New England
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Default Curtate vs Continuous Annuity SNF Demo

Remember back to the pre-Compact days...

So, NY requires a continuous demonstration, resulting in lower surrender charges. (Still do, as they still jhaven't joined the Compact.) Many other states allowed a curtate demo. Prior to the introduction of the Compact (which allows curtate demo), some other states started requiring continuous demos.

Anybody remember any of the non-NY states that required continuous?
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Old 06-07-2018, 08:38 PM
Steve Grondin Steve Grondin is offline
Join Date: Nov 2001
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I seem to remember CO having the opinion continuous was CARVM. Not certain about it though.
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