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Old 10-18-2018, 04:47 PM
Svensson Svensson is offline
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Join Date: Oct 2018
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Default Reinsurance premium during claim

Hi,

Assume an income protection insurance with a waiver of premium.

Does the cedant need to pay reinsurance premium in respect of claimants? or is the reinsurance premium waived just as the policyholder premium?

Of course it depends on the specific wording of the treaty, but is there any common practice?

Does the answer change according to the type of reinsurance? (quota share, surplus, excess of loss...)

Does the answer change according to the type of reinsurance premium? (original terms, risk premium...)

Thanks.
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