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Old 08-23-2019, 02:12 PM
EK56 EK56 is offline
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Default Tables to use

Hello,

I have to design a Pension Plan.

If the company has no own tables, I'm unsure wich tables to use. Is a GAM94-Table for mortality a good choice? It's pretty old, or? On the other side, I am here in Bolivia and we normally use for calculating the Reserves (Premium) the CSO80-Tables.

Thanks for your comments.

Saludos
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Old 08-27-2019, 04:30 PM
StillCrazed StillCrazed is offline
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You could become more engaged in selecting a reasonable table by checking Bolivian mortality publications, including measures of life expectancy. If your plan participants have special characteristics, found for example with religious workers, white collar work, or similar low mortality groups, adjust accordingly. Conversely, if the participants are in high risk jobs, adjust for higher mortality rates.
But in any event, you should consider multinational studies to get a sense of the population.
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