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Old 10-29-2018, 07:03 PM
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Default Insured population breakdown

Is there a public table showing demographics of an insured population, by age group, sex, smoker/non smoker?

Something like 50/50 by sex I assume, 90% are non smoker, so on.

Ideally it would be based on a vbt or cso table.
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Old 10-30-2018, 01:28 PM
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Well, first you need to stipulate the type of insurance. But assuming you mean life insurance, there are a number of research studies which stipulate the demographics of the population studied.

https://www.soa.org/research/topics/life-topic-landing/
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