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Old 11-14-2017, 04:42 PM
RainbowFHL RainbowFHL is offline
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Default Dental Insurance - Active Life Reserve

Can anyone tell if rating the dental insurance need consider the active life reserve? your comments are very appreciated.
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Old 11-14-2017, 07:44 PM
Dr T Non-Fan Dr T Non-Fan is offline
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Perhaps, if there is some 20-year Dental Insurance Policy.
But, most are only yearly (for Group) or even monthly (for Individuals).
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Old 11-15-2017, 09:38 AM
noonelikesmodules noonelikesmodules is offline
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From my experience, group insurance products that have level premium options require an active life reserve. Whether or not dental is sold as yearly or level premiums (attained age vs issue age) is not something I am so sure about.

Last edited by noonelikesmodules; 11-15-2017 at 09:42 AM..
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Old 11-15-2017, 11:45 AM
RainbowFHL RainbowFHL is offline
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Thank you! I felt it is odd if considering the ALR into the dental insurance, too.
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