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  #21  
Old 04-11-2018, 06:57 PM
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To all those who think the other driver is uninsured, wouldn't that be the first thing the Safeco claim rep would confirm before worrying about determining liability?
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  #22  
Old 04-11-2018, 06:58 PM
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OP, what is the relevance of the "dedicated right turn lane" you keep harping about?
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  #23  
Old 04-11-2018, 08:30 PM
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I had read about liability where you can be rear-ended and still be partially at fault, such as if you were merging onto the highway but did not yield the right of way.
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Old 04-11-2018, 08:35 PM
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https://www.reddit.com/r/Insurance/
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Old 04-11-2018, 11:06 PM
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I was once rear-ended and it was decided 50/50 in arbitration because I had just passed the guy when someone 4 cars up slammed on the brakes and everyone had to stop suddenly. As several of us narrowly missed hitting the car in front of us and the guy behind me happened to not, I didn't really feel this was any miscarriage of justice. (it was rush hour traffic, lots of cars all too close together for the speed they were traveling).
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Old 04-12-2018, 11:26 AM
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Vorian Atreides Vorian Atreides is offline
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Quote:
Originally Posted by Marcie View Post
To all those who think the other driver is uninsured, wouldn't that be the first thing the Safeco claim rep would confirm before worrying about determining liability?
Yes . . . and it's not always as simple as "looking up his file and making the decisions".

The other driver apparently had a "valid" SafeCo card. But if he doesn't show up in the system, they're likely to track down if he ever was and what the situation is around it.

If the other driver stopped making their premium payments after getting the card, SafeCo could be working to get the payment up-to-date to give them coverage.
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  #27  
Old 04-12-2018, 11:40 AM
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Quote:
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Thanks for the responses. I figured it was a slam dunk that the other driver was at fault, since I was rear-ended in a dedicated right turn lane. The guy admitted it was his fault at the scene.
unless that goes in the police report it won't help much. (in general)

Story time:
I was once sideswiped by a woman leaving DTW airport. cop told me she admitted fault but didn't put it in the report. Got a call from her insurer a few days later asking for "my side". I asked why bc she admitted fault. The adjuster mentioned it wasn't on the report and that Sister Mary was saying it was my fault. Yes, the woman was a nun. out of irritation, I actually wrote a letter to the Diocese of Detroit complaining. Never got a response back.
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  #28  
Old 04-19-2018, 05:50 PM
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Same thing happened to me, and I went through my collision insurance as well. Don't expect the subrogation of your deductible to be quick either. I didn't see a check in the mail until roughly 6 months after the accident occurred.
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