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  #1  
Old 03-08-2017, 03:06 PM
Catholibertarian95 Catholibertarian95 is offline
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Default Is There Hope For Me?

Alright, here's my situation. It isn't pretty, but I haven't completely fallen off the track yet.

I am an Actuarial Science student at a top public university in the midwest. My GPA is currently 2.952 (hopefully 3.0 by May). I will be graduating this coming December. I currently have no exams passed or internship experience. I didn't really realize how important internships were until recently. Even if I had known, I didn't have exams passed anyway, so I doubt I would have found one.

I took FM February 2017 and failed. I probably can't take it in April, because I kind of neglected my classes while studying, I need to focus on doing those to get my GPA up. I am looking to take it in June, and hopefully P in September.

So, assuming I pass FM and P with 3 months until graduation, will I be able to find a job? Would it be possible to get an internship after graduating? I hear it's rare, but I don't see why a company wouldn't jump on the opportunity to pay a recent graduate the amount that they would normally pay a student.
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Old 03-08-2017, 03:10 PM
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if your intent was to obfuscate your actual school by saying "top public university in the midwest" i would remove the name of the actual college from your profile
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Old 03-08-2017, 03:21 PM
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Hello, My Baby Hello, My Baby is offline
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if your intent was to obfuscate your actual school by saying "top public university in the midwest" i would remove the name of the actual college from your profile
He has a funny way of spelling Michigan in his profile
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Old 03-08-2017, 03:41 PM
Fracktuary Fracktuary is offline
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Originally Posted by Hello, My Baby View Post
He has a funny way of spelling Michigan in his profile
Yeah since when is OSU the best at anything except violating NCAA guidelines.
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Old 03-09-2017, 11:15 AM
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Colonel Smoothie Colonel Smoothie is online now
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Originally Posted by Hello, My Baby View Post
He has a funny way of spelling Michigan in his profile
Well,

According to Wikipedia, the Toledo War ended in a military stalemate.

https://en.wikipedia.org/wiki/Toledo_War

But one person from the Michigan militia was wounded, so the edge goes to Ohio.

Then again, the Upper Peninsula gained from Michigan is rich in resources, edge goes to Michigan.

Then again, Toledo, Ohio, is of comparable size population-wise to the UP and more modernized -edge goes to Ohio.

Who won in the end?

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Old 03-09-2017, 11:32 AM
Fracktuary Fracktuary is offline
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Originally Posted by Colonel Smoothie View Post
Well,

According to Wikipedia, the Toledo War ended in a military stalemate.

https://en.wikipedia.org/wiki/Toledo_War

But one person from the Michigan militia was wounded, so the edge goes to Ohio.

Then again, the Upper Peninsula gained from Michigan is rich in resources, edge goes to Michigan.

Then again, Toledo, Ohio, is of comparable size population-wise to the UP and more modernized -edge goes to Ohio.

Who won in the end?


Consensus is that Michigan won the war. The economic benefit of the UP far out weighs losing Toledo.
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  #7  
Old 03-08-2017, 03:12 PM
Dr T Non-Fan Dr T Non-Fan is offline
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Originally Posted by Catholibertarian95 View Post
Alright, here's my situation. It isn't pretty,... [deleted unpretty parts]...

1. So, assuming I pass FM and P with 3 months until graduation, will I be able to find a job?
2. Would it be possible to get an internship after graduating?
1. Maybe.
2. Maybe.

There are a lot better candidates than you, though. You'll have to kill them off. Or apply at places they don't want to work. (like New Mexico -- no offense, NM'ans.)
Or make a positive connection with someone who hires. Such a positive connection that he/she will ignore the 4.0's with three exams passed with more impressive majors.

Good luck!
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Old 03-08-2017, 03:20 PM
Klaymen Klaymen is offline
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It doesn't look good. If I were you I would find non-actuarial jobs to apply for. Maybe if you can find something insurance-related you can pass some more exams and transition eventually, but I don't like your chances.
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Old 03-08-2017, 03:21 PM
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I have known people who have gotten internships post-graduation. I have known people who have gotten actuarial student jobs with only 1 exam passed. I have known people that graduated with 0 exams and crappy GPAs that went on to get actuarial jobs- but it took them a really long time.

I think the best question here is not can you get an actuarial job (because you can if you are patient and apply everywhere and continue taking exams), but if you're really going to be able to stick with that job when you get it. The types of places that hire the students no one else will are the types of places where the pay isn't great and the turnover is high and the actuarial department isn't valued as much as it could/should be. So should you get hired somewhere, you're probably going to have to put up with some crap in the beginning before you can pass enough exams to go somewhere better. Are you willing and able to do that? If you are and you can't find anyone who will hire you as an actuarial student, your best bet would probably be to get a job as a business analyst or an underwriter or even a customer service rep and then apply for an internal transfer when your exam status is where you want it to be.
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Old 03-08-2017, 04:00 PM
ToBeAnActuaryOrNotToBe ToBeAnActuaryOrNotToBe is offline
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Is there hope? Yes. Is there a lot of hope? Nope.

Not trying to be mean but... what did you do in your free time if you did not pass exams nor get an internship? I'm going to go out on a limb and assume that you did not spend that time studying at your university since you also have a low GPA. This field might not be right for you. Since you majored in actuarial science, you should already have the knowledge necessary to pass some preliminary exams, but you did not take advantage of that.

If you are lacking in one area, you need to make it up in the other areas. You are lacking in probably the 3 most important qualifications for entry level applicants: exams, GPA, and actuarial internship/relevant work experience. Hopefully, you are president of multiples clubs, are extremely knowledgeable in multiple programming languages/Excel, have an abundance of actuarial related job experience, and are an extremely likable/social person with numerous connections.
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