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Old 12-25-2017, 10:38 PM
Actuary2017 Actuary2017 is offline
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can the company use its own experience when setting assumptions for Active life reserve table? Or the company should follow prescribed assumptions.

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Old 12-26-2017, 02:10 PM
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mathmajor mathmajor is offline
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Are you asking a question about life insurance? This is for Health and Disability.

Health generally uses the group's experience when credible, blended with a block or market data otherwise.

STD is similar.

LTD valuation is done with a prescribed recovery table in self-insured cases but is almost always fully insured and they may use block experience, dunno.
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