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  #11  
Old 11-10-2017, 03:14 PM
Steve White Steve White is offline
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Thanks everyone for your thoughts.
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  #12  
Old 03-26-2018, 02:40 PM
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Originally Posted by mathmajor View Post
MA is still mysterious to me but the idea is "hey, our contracting, analytics, and ability to acquire CMS funds is so good we can give you better benefits than Medicare and still make a profit"

I digress. I assume that the network is not as comprehensive and there are probably utilization controls out the ying. But the cost is usually very low for retirees. .
MA is great until you have need of medical services, even if your MA plan has a zero premium....as you mentioned, the network may not have many doctors, and many times the copays are higher than the 20% that you would pay if you just had Medicare Part B and no MA plan
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  #13  
Old 03-26-2018, 03:41 PM
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I have been pretty happy with Medicare and AARP supplement. Less than delighted with Medicare part D, but that's another story.
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Old 03-27-2018, 12:20 AM
cincinnatikid cincinnatikid is offline
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Originally Posted by DixieFlyer View Post
MA is great until you have need of medical services, even if your MA plan has a zero premium....as you mentioned, the network may not have many doctors, and many times the copays are higher than the 20% that you would pay if you just had Medicare Part B and no MA plan
Unless you need a lot of medical services, in which case you're really glad to have an MA or Medigap plan with a maximum out-of-pocket as compared to the 20% you keep paying on regular Medicare Part B.
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Old 03-29-2018, 01:57 AM
Actuarialsuck Actuarialsuck is offline
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MA is great until you have need of medical services, even if your MA plan has a zero premium....as you mentioned, the network may not have many doctors, and many times the copays are higher than the 20% that you would pay if you just had Medicare Part B and no MA plan
I don't see that being the case for all part B services (maybe some specific ones) and maybe in your county where the county reimbursement is low?
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