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Old 04-30-2019, 10:19 AM
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chicken_po_boy chicken_po_boy is offline
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Default 'Rate Change' Associated with Updating Experience Rating Plan Parameters

We are filing changes to an (ISO) Experience Rating Plan.

My company (a medium size insurer) calculates/reports the effects based on Manual premium/rates, and we treat any changes to the experience rating plan parameters (affecting Standard Premium) as a 'rule' change. Most DOI's seem to accept this.

In general... when calculating a 'rate change' for filing purposes (including min/max changes, etc), on a line for which experience rating applies... do most insurers normally compute 'rate effects' based on changes to Manual or Standard premium?

I have only worked for one insurer so idk how others do things.
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