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  #21  
Old 06-12-2019, 10:54 AM
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LOL. My employer uses Fidelity. I donít have my banking with them, but they have my 401k, IRA, HSA, and brokerage. I have the 2% back card and use it when Iím not churning, to throw a bit into my brokerage. Iíve been happy with them, my only complaint is some days the app is glitchy.

Like the brokerage link inside the 401k that lets me buy any security. Thatís how Iím buying the no-load funds since they arenít part of our core group of funds offered.
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  #22  
Old 06-12-2019, 11:27 AM
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Yeah the check cashing with a picture is cool. I guess a lot of places do that now. They're just not obnoxious like US Bank or somebody that gets sued for trying to manipulate transaction order to churn more overdraft fees. Jackwagons.

They did this to me when I switched away from them, I emptied the account, added some, then a charge hit I was expecting, overdraft fee.
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  #23  
Old 06-12-2019, 11:47 AM
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I love Fidelity. They have everything for me: checking/debit, brokerage (with a debit card), Roth (when I could contribute), Rollover 401k (in Fidelity Go auto-managed), Company 401k, Company ESPP

They do bill pay, have a 2% back CC, free checks, refund ATM fees (even $8 casino ones), physical locations, great staff.

Sound like an infomercial.
nice humblebrag
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Armchair internet economists are the worst.
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We've been over this many times, but since some people like to pretend we haven't, I'm using my sig as a place to list the fairly obvious examples of treating whites as superior to others.

Now, when lazy and disingenuous people try to claim ignorance, I'm 100% entitled to dismissing them as lazy or disingenuous. Hope it helps!

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  #24  
Old 06-12-2019, 11:54 AM
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Quote:
Originally Posted by mathmajor View Post
I love Fidelity. They have everything for me: checking/debit, brokerage (with a debit card), Roth (when I could contribute), Rollover 401k (in Fidelity Go auto-managed), Company 401k, Company ESPP

They do bill pay, have a 2% back CC, free checks, refund ATM fees (even $8 casino ones), physical locations, great staff.

Sound like an infomercial.
Yeah I used to be all about Vanguard, then Schwab, then Fidelity. Fidelity is the best otu of all 3, imo. They even started offering HSAs recently.
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  #25  
Old 06-12-2019, 11:58 AM
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What I love the most about fidelity is that they let me use my taxable brokerage account as a checking account: this allows me to seamlessly earn about 2% interest on my "checking" without jumping through any hoops because everything deposited into the account automatically buys my core money market fund(SPAXX) and it automatically sells the fund to pay for any transactions that hit the account.
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  #26  
Old 06-12-2019, 12:46 PM
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What I love the most about fidelity is that they let me use my taxable brokerage account as a checking account: this allows me to seamlessly earn about 2% interest on my "checking" without jumping through any hoops because everything deposited into the account automatically buys my core money market fund(SPAXX) and it automatically sells the fund to pay for any transactions that hit the account.
Hmmm, I need to look into this. Good tip!
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  #27  
Old 06-12-2019, 01:55 PM
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nice humblebrag
oh come on
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  #28  
Old 06-12-2019, 08:47 PM
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Quote:
Originally Posted by George Frankly View Post
Hmmm, I need to look into this. Good tip!

Here's how I have it set up:

-I have a cash management account (checking) and a brokerage account
-The brokerage is setup as (free) overdraft source for the
cash management account
-Pay gets direct deposited to brokerage and buys SPAXX automatically
-Checks, bill pay, etc. are drawn directly from brokerage
-My atm card pulls from the cash management account, where I keep a zero balance. When I take money out of atm, the amount gets automatically transferred from the brokerage to the cash management account. No fees
-I could have an atm pull straight from the brokerage account, but there are no atm fee reimbursement for these.
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  #29  
Old 06-12-2019, 08:51 PM
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Also, Fidelity posts my paycheck a day early
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  #30  
Old 06-13-2019, 11:02 AM
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Also, Fidelity posts my paycheck a day early
Same. Gotta love Thursday
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