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  #11  
Old 05-20-2020, 02:03 PM
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Vorian Atreides Vorian Atreides is online now
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Originally Posted by llcooljabe View Post
way back when I worked pp auto and homeowners, the experience of the employee population was significantly worse than company wide. If I remember correctly, they ended the discount. but that was 20 years ago...so my memory may be fuzzy.

Also, I am old. carry on.
My employer does not offer any sort of "employee" discount.

I asked about such when I first started working . . . the response was "let's rate people on their relevant characteristics, and 'where you work' is often contrary to state regulations".
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  #12  
Old 05-20-2020, 02:49 PM
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Quote:
Originally Posted by llcooljabe View Post
way back when I worked pp auto and homeowners, the experience of the employee population was significantly worse than company wide. If I remember correctly, they ended the discount. but that was 20 years ago...so my memory may be fuzzy.

Also, I am old. carry on.
Solution: employee surcharge.
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  #13  
Old 05-21-2020, 03:42 PM
Havelock Havelock is offline
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When I got hired, I noticed the price was a third of what I was paying previously, and adding an employee discount on top of that helped a little. I didn't bother shopping around because it was either switch to my employer or leave my coverage alone.
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  #14  
Old 05-24-2020, 02:41 PM
bravesandfalcons bravesandfalcons is offline
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My previous company did not allow employees to buy auto insurance with them for the conflict of interest reasons mentioned in this thread. It is worth noting that it was a nonstandard company so the interest wasn't there. My current company just sold it personal lines book to a larger carrier, so I won't be able to do that.

Edit: Also, I believe there's a large well know carrier that has an employee pool for auto, almost like they offer a separate product to them. I saw it on their job description and thought that was interesting.

Last edited by bravesandfalcons; 05-25-2020 at 01:39 AM..
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  #15  
Old 06-02-2020, 05:57 PM
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Even with (small) employee discount, GEICO was like 1/3 price of my employer's with same coverage options. Progressive was the next. It differs by state but in the two states I lived in, that was the case. Talking to friends around my age, that seemed to be usually the case for people around my age who's single and renting. Saw very different premium for someone who's married and own a house haha.
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