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Doane College Peggy Hart - Associate Professor
http://www.doane.edu

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Old 01-15-2019, 07:00 PM
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Default PD vs Collision?

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Last edited by hostess; 01-15-2019 at 09:00 PM..
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Old 01-15-2019, 07:18 PM
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If you are at fault, your policy will ultimately pay for twinkie's loss.

However, until things settle out, twinkie's insurer might pay the first dollars of the damage to its car (less deductible) and then subrogate the loss against your insurer--paying twinkie first for the deductible.
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