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    SOA in general (as I understand it) has a much more competent education process run by trained educators and I assume that their exam committee would be more competent as well. I would expect the SOA pass rates to be higher given how well thought out their exams are. The CAS on the other hand – don’t even get me started. You have to bear with me – I’ve been in the pipeline for 10+ years and this seems like a never-ending nightmare. At the end of the day, I can’t walk away empty handed though so I plan on hanging in there.