Present Value for Annuity Due and immediate using spot rates

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    RoseTheHat
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    I have searched google for several minutes and there is not one web page that tells me what the present value (both immediate and due) of a bond given only the price and the spot rates. Neither does my textbook. Its like some huge secret everyone is trying to hide. So what are the formulas for an annuity due and an annuity immediate using only the price given and spot rates?

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