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Hi everyone,
I’d like to learn more about reinsurance. I realize that the topic is huge, and this request is akin to saying “I’d like to know more about insurance”. I’d like to understand is the different reasons that companies decide to reinsure a block, what sorts of arrangements are there (e.g. FW, coinsurance, ModCo, captives), up/downstream consequences, etc. So less on the actuarial mathematics and more on the business/operational/financial side. Any recommendations? I’ve found a bunch of books out there but I want to be judicious with my time.
On the property-casualty side, the American Institutes have some non-actuarial reinsurance exams and textbooks. You can get the textbooks and self-study without taking the exams. You can get used textbooks pretty cheaply on Amazon or elsewhere.
https://web.theinstitutes.org/designations/associate-reinsurance
For Life side, the book “Life, Health & Annuity Reinsurance” is worth reading. Also can be found on Amazon. Or you can take a look at LOMA’s reinsurance textbook.
If you’re thinking about your family and the future of your loved ones, you’ll definitely get your life and car insured. Because an insurance policy gives you peace of mind and financial security at all times. I’m thinking about getting serious about it, I already have car insurance, and I trust a certain company, which you can read about by clicking this link
I am not a professional in this field, and I can’t help you with a proper answer to your question. Reinsurance is a new domain in the insurance business, and it is not as developed as the traditional insurance domain. If you want to find more information about that, contact someone from https://squeeze.com/insurance/life-insurance . Here you can find how an insurance book works and how much it will cost you to insure yourself. Also, you can insure yourself here for a reasonable sum of money.
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