I am not a professional in this field, and I can’t help you with a proper answer to your question. Reinsurance is a new domain in the insurance business, and it is not as developed as the traditional insurance domain. If you want to find more information about that, contact someone from https://squeeze.com/insurance/life-insurance . Here you can find how an insurance book works and how much it will cost you to insure yourself. Also, you can insure yourself here for a reasonable sum of money.